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23126 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 23126? Our rates are very competitive for homeowners living in Newtown, VA. Many homeowners based out of your 23126 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 23126 should appear in the zip code field ready to go. For Newtown, VA Home Insurance Rate Quotes click to review the best rates and service online!

23126 Average Premium is Rated: Medium!

Homeowners living in 23126 can easily save up to 40% off the average home insurance premium of $811 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Newtown that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 23126 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 23126!

23126 Home Insurance Average Premiums

Local 23126 homeowners insurance quotes comparison

$561 /yr.

Shows Zip Code: 23126 lowest rates with discounts applied on average.

For the 23126, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$561 /yr.
Average Coverage:$811 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1111 /yr.

What is the average home insurance cost for a home in 23126?

  • • The average homeowners insurance premium paid annually for a home in 23126 is around $811 per year.

What does it cost on average per month for home insurance in 23126?

  • • Homeowners in 23126 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 23126?

  • • Autoowners in 23126 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newtown area, check out other zip codes nearby 23126.
Review average rates in another zip code:
23126 homeowners insurance rates

Home Replacement Cost Coverage in 23126

Average Building Cost Per Square Foot in 23126: $163

Location: Newtown, Virginia (King And Queen County)

Average Square Footage in 23126: 1,545 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23126 before you start any project. Newtown homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23126 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23126 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,545 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newtown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,545$251,900
Additional Upgrades & Added Features$2041,545$314,875
Major Home Updates or Advancements$2451,545$377,850

It's important to understand that when you estimate your replacement cost of your home in the 23126 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23126

Best Home & Auto Insurance Agencies in 23126

Housing Demographics for 23126

Population Review for 23126 Zip Code

For the city of Newtown, the population within 23126 has increased to over 424 residents in population size. The current population total is 459. We have broken down the population based on race below. In 23126, there are over 214 in male population and 245 females.

PopulationValues
Total Population459
White Population272
Black Population161
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population9
Other Population3
Male Population214
Female Population245
Population Estimate424

Household Data for 23126

The average number of homes in 23126 is around 202, there are an average of 2.27 per household. The average house value according to local real estate values is around $251,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode202
Persons Per Household2.27
Average House Value$251,900
Income Per Household$73333
Median Age49.8
Median Age Male50.3
Median Age Female49.4
23126 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityNewtown
City Alias NameNEWTOWN
CountyKing And Queen
County FIPS097
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees14
Business First Quarter Payroll219
Business Annual Payroll959
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District01
Congressional LandArea3684.32
Delivery Residential187
Delivery Business1
Delivery Total236
Preferred Last Line KeyX27293
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27293
Land Area22.214000
Water Area0.110000
City Alias Code
City Mixed CaseNewtown
City Alias Mixed CaseNewtown
Box Count42
SFDU185
MFDU0
State ANSI51
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516450
Unique ZIP Name
SSA State County Code49480
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseKing And Queen

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]