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23150 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 23150? There are over 5,285 occupied homes in the 23150 area. With a population size of 12,556, it's not uncommon for residence of Sandston, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $836 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 23150 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Sandston, VA Home Insurance Rate Quotes
23150 Home Insurance Average Premiums
$586 /yr.
Shows Zip Code: 23150 lowest rates with discounts applied on average.
For the 23150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $586 /yr. |
| Average Coverage: | $836 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1136 /yr. |
What is the average home insurance cost for a home in 23150?
- • The average homeowners insurance premium paid annually for a home in 23150 is around $836 per year.
What does it cost on average per month for home insurance in 23150?
- • Homeowners in 23150 pay a monthly average cost per month around $70.00.
What kind of discount could I get if I combine my home and auto insurance together in 23150?
- • Autoowners in 23150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Sandston area, check out other zip codes nearby 23150.
Review average rates in another zip code:
23150 homeowners insurance rates
Home Replacement Cost Coverage in 23150
Average Building Cost Per Square Foot in 23150: $163
Location: Sandston, Virginia (Henrico County)Average Square Footage in 23150: 1,239 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 23150 before you start any project. Sandston homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 23150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,239 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $163 | 1,239 | $201,900 |
| Additional Upgrades & Added Features | $204 | 1,239 | $252,375 |
| Major Home Updates or Advancements | $245 | 1,239 | $302,850 |
It's important to understand that when you estimate your replacement cost of your home in the 23150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 23150
Allstate Insurance - Andras Bullock
Address: 309 E Williamsburg Rd Sandston, VA 23150Phone: (804)737-1067
Website:
Best Home & Auto Insurance Agencies in 23150
Prudential Financial - Agents- Prine Fred R
Address: 5730 Williamsburg Rd Sandston, VA 23150Phone:
Website: http://www.prudential.com
Info:
Sandston Insurance Agency
Address: 51 East Williamsburg Road Sandston, VA 23150Phone:
Website: http://www.richmond.citysearch.com/profile/666447460/sandston_va/sandston_insurance_agency.html
Info:
Allstate Insurance - Andras Bullock
Address: 309 E Williamsburg Rd Sandston, VA 23150Phone:
Website:
Info:
Allen, Steve Agent - State Farm Steve Allen Insurance Agency Incorporated
Address: 211 W Williamsburg Rd Sandston, VA 23150Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/46/3292
Info:
Erie Insurance Group
Address: 5701 Linda Rd Sandston, VA 23150Phone:
Website:
Info:
Housing Demographics for 23150
Population Review for 23150 Zip Code
For the city of Sandston, the population within 23150 has increased to over 12,918 residents in population size. The current population total is 12,556. We have broken down the population based on race below. In 23150, there are over 6052 in male population and 6504 females.
| Population | Values |
|---|---|
| Total Population | 12,556 |
| White Population | 7706 |
| Black Population | 3424 |
| Hispanic Population | 829 |
| Asian Population | 157 |
| Hawaiian Population | 5 |
| Indian Population | 92 |
| Other Population | 420 |
| Male Population | 6052 |
| Female Population | 6504 |
| Population Estimate | 12918 |
Household Data for 23150
The average number of homes in 23150 is around 5,285, there are an average of 2.38 per household. The average house value according to local real estate values is around $201,900. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 5,285 |
| Persons Per Household | 2.38 |
| Average House Value | $201,900 |
| Income Per Household | $68214 |
| Median Age | 43.5 |
| Median Age Male | 41.8 |
| Median Age Female | 44.9 |
| 23150 Details | Values |
|---|---|
| State | VA |
| State Full Name | Virginia |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 804 |
| City | Sandston |
| City Alias Name | SANDSTON |
| County | Henrico |
| County FIPS | 087 |
| State FIPS | 51 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6760 |
| PMSA | |
| CSA | |
| CBSA | 40060 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Richmond, VA |
| MSA_Name | Richmond-Petersburg, VA MSA |
| PMSA_Name | |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 282 |
| Number Of Employees | 4613 |
| Business First Quarter Payroll | 67219 |
| Business Annual Payroll | 255806 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1258251 |
| CBSA Division Population | 0 |
| Congressional District | 04 |
| Congressional LandArea | 4310.34 |
| Delivery Residential | 5428 |
| Delivery Business | 290 |
| Delivery Total | 6229 |
| Preferred Last Line Key | X27598 |
| Classification Code | |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | X27598 |
| Land Area | 29.488000 |
| Water Area | 1.191000 |
| City Alias Code | |
| City Mixed Case | Sandston |
| City Alias Mixed Case | Sandston |
| Box Count | 305 |
| SFDU | 4721 |
| MFDU | 334 |
| State ANSI | 51 |
| County ANSI | 087 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | C |
| Finance Number | 518010 |
| Unique ZIP Name | |
| SSA State County Code | 49430 |
| Medicare CBSA Code | 40060 |
| Medicare CBSA Name | Richmond, VA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 7 |
| County Mixed Case | Henrico |
Virginia Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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