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Compare multiple home insurance rates for your home in Sandy Hook just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 587 neighbors looking to save on their home insurance policy in the local 23153 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23153. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Sandy Hook, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Sandy Hook, VA

23153 Home Insurance Average Premiums

Local 23153 homeowners insurance quotes comparison

$584 /yr.

Shows Zip Code: 23153 lowest rates with discounts applied on average.

For the 23153, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$584 /yr.
Average Coverage:$834 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1134 /yr.

What is the average home insurance cost for a home in 23153?

  • • The average homeowners insurance premium paid annually for a home in 23153 is around $834 per year.

What does it cost on average per month for home insurance in 23153?

  • • Homeowners in 23153 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 23153?

  • • Autoowners in 23153 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sandy Hook area, check out other zip codes nearby 23153.
Review average rates in another zip code:
23153 homeowners insurance rates

Home Replacement Cost Coverage in 23153

Average Building Cost Per Square Foot in 23153: $163

Location: Sandy Hook, Virginia (Goochland County)

Average Square Footage in 23153: 1,853 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23153 before you start any project. Sandy Hook homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23153 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23153 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,853 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandy Hook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,853$302,000
Additional Upgrades & Added Features$2041,853$377,500
Major Home Updates or Advancements$2451,853$453,000

It's important to understand that when you estimate your replacement cost of your home in the 23153 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23153

Best Home & Auto Insurance Agencies in 23153

Housing Demographics for 23153

Population Review for 23153 Zip Code

For the city of Sandy Hook, the population within 23153 has increased to over 1,819 residents in population size. The current population total is 1,609. We have broken down the population based on race below. In 23153, there are over 807 in male population and 802 females.

PopulationValues
Total Population1,609
White Population1252
Black Population219
Hispanic Population34
Asian Population18
Hawaiian Population2
Indian Population5
Other Population10
Male Population807
Female Population802
Population Estimate1819

Household Data for 23153

The average number of homes in 23153 is around 587, there are an average of 2.74 per household. The average house value according to local real estate values is around $302,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode587
Persons Per Household2.74
Average House Value$302,000
Income Per Household$105968
Median Age47.2
Median Age Male45.1
Median Age Female48.1
23153 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CitySandy Hook
City Alias NameSANDY HOOK
CountyGoochland
County FIPS075
State FIPS51
Time Zone5
Day Light SavingY
MSA6760
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_NameRichmond-Petersburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees38
Business First Quarter Payroll251
Business Annual Payroll1144
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential664
Delivery Business2
Delivery Total1069
Preferred Last Line KeyX27599
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27599
Land Area13.277000
Water Area0.219000
City Alias Code
City Mixed CaseSandy Hook
City Alias Mixed CaseSandy Hook
Box Count24
SFDU638
MFDU20
State ANSI51
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number518016
Unique ZIP Name
SSA State County Code49370
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseGoochland

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