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23156 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 23156 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Shacklefords, VA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 23156 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Virginia, like average Shacklefords homeowners insurance rates, coverage options or home insurance types, please select Shacklefords, VA Home Insurance Rates Online!

23156 Home Insurance Average Premiums

Local 23156 homeowners insurance quotes comparison

$563 /yr.

Shows Zip Code: 23156 lowest rates with discounts applied on average.

For the 23156, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$563 /yr.
Average Coverage:$813 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1113 /yr.

What is the average home insurance cost for a home in 23156?

  • • The average homeowners insurance premium paid annually for a home in 23156 is around $813 per year.

What does it cost on average per month for home insurance in 23156?

  • • Homeowners in 23156 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 23156?

  • • Autoowners in 23156 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shacklefords area, check out other zip codes nearby 23156.
Review average rates in another zip code:
23156 homeowners insurance rates

Home Replacement Cost Coverage in 23156

Average Building Cost Per Square Foot in 23156: $163

Location: Shacklefords, Virginia (King And Queen County)

Average Square Footage in 23156: 904 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23156 before you start any project. Shacklefords homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23156 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23156 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 904 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shacklefords area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163904$147,300
Additional Upgrades & Added Features$204904$184,125
Major Home Updates or Advancements$245904$220,950

It's important to understand that when you estimate your replacement cost of your home in the 23156 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23156

Best Home & Auto Insurance Agencies in 23156

Housing Demographics for 23156

Population Review for 23156 Zip Code

For the city of Shacklefords, the population within 23156 has increased to over 1,348 residents in population size. The current population total is 1,472. We have broken down the population based on race below. In 23156, there are over 730 in male population and 742 females.

PopulationValues
Total Population1,472
White Population1031
Black Population326
Hispanic Population37
Asian Population9
Hawaiian Population1
Indian Population11
Other Population23
Male Population730
Female Population742
Population Estimate1348

Household Data for 23156

The average number of homes in 23156 is around 665, there are an average of 2.21 per household. The average house value according to local real estate values is around $147,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode665
Persons Per Household2.21
Average House Value$147,300
Income Per Household$35260
Median Age51.0
Median Age Male51.2
Median Age Female50.7
23156 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityShacklefords
City Alias NameSHACKLEFORDS
CountyKing And Queen
County FIPS097
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees161
Business First Quarter Payroll954
Business Annual Payroll5040
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District01
Congressional LandArea3684.32
Delivery Residential610
Delivery Business10
Delivery Total900
Preferred Last Line KeyX27625
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27625
Land Area42.068000
Water Area5.096000
City Alias Code
City Mixed CaseShacklefords
City Alias Mixed CaseShacklefords
Box Count239
SFDU608
MFDU0
State ANSI51
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number518154
Unique ZIP Name
SSA State County Code49480
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseKing And Queen

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