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Check Out 23413 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Nassawadox, VA.

We will gather some basic information about your home in Nassawadox, VA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Virginia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 23413 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 23413

We have pulled together a variety of data related to homeowners insurance in Virginia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Virginia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Nassawadox, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

23413 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 23413 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Virginia is roughly $826. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 23413 homeowners insurance policy!

23413 Home Insurance Average Premiums

Local 23413 homeowners insurance quotes comparison

$576 /yr.

Shows Zip Code: 23413 lowest rates with discounts applied on average.

For the 23413, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$576 /yr.
Average Coverage:$826 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1126 /yr.

What is the average home insurance cost for a home in 23413?

  • • The average homeowners insurance premium paid annually for a home in 23413 is around $826 per year.

What does it cost on average per month for home insurance in 23413?

  • • Homeowners in 23413 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 23413?

  • • Autoowners in 23413 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nassawadox area, check out other zip codes nearby 23413.
Review average rates in another zip code:
23413 homeowners insurance rates

Home Replacement Cost Coverage in 23413

Average Building Cost Per Square Foot in 23413: $163

Location: Nassawadox, Virginia (Northampton County)

Average Square Footage in 23413: 551 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23413 before you start any project. Nassawadox homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23413 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23413 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 551 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nassawadox area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163551$89,800
Additional Upgrades & Added Features$204551$112,250
Major Home Updates or Advancements$245551$134,700

It's important to understand that when you estimate your replacement cost of your home in the 23413 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23413

Best Home & Auto Insurance Agencies in 23413

Holland III- Barton D - State Farm Insurance Agent

Address: 7352 Charles M Lankford Jr Memorial Hwy Nassawadox, VA 23413
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Holland, JT - State Farm Insurance Agent

Address: 10219 Rogers Dr Nassawadox, VA 23413
Phone:
Website: http://www.national.citysearch.com/profile/external/10582261/nassawadox_va/holland_j_t_state_farm_insurance_agent.html
Info:

Holland- John T - State Farm Insurance Agent

Address: 7377 Railroad St Nassawadox, VA 23413
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 23413

Population Review for 23413 Zip Code

For the city of Nassawadox, the population within 23413 has increased to over 0 residents in population size. The current population total is 799. We have broken down the population based on race below. In 23413, there are over 345 in male population and 454 females.

PopulationValues
Total Population799
White Population400
Black Population305
Hispanic Population74
Asian Population6
Hawaiian Population0
Indian Population5
Other Population41
Male Population345
Female Population454
Population Estimate0

Household Data for 23413

The average number of homes in 23413 is around 273, there are an average of 2.47 per household. The average house value according to local real estate values is around $89,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode273
Persons Per Household2.47
Average House Value$89,800
Income Per Household$42983
Median Age58.5
Median Age Male52.5
Median Age Female61.2
23413 DetailsValues
StateVA
State Full NameVirginia
City TypeZ
City Alias Abbreviation
Area Code757/948
CityNassawadox
City Alias NameNASSAWADOX
CountyNorthampton
County FIPS131
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees614
Business First Quarter Payroll6710
Business Annual Payroll29613
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea991.68
Delivery Residential0
Delivery Business0
Delivery Total476
Preferred Last Line KeyX27238
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27238
Land Area7.428000
Water Area0.179000
City Alias Code
City Mixed CaseNassawadox
City Alias Mixed CaseNassawadox
Box Count419
SFDU0
MFDU0
State ANSI51
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516288
Unique ZIP Name
SSA State County Code49650
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseNorthampton

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]