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23510 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 23510? There are over 4,709 occupied homes in the 23510 area. With a population size of 8,778, it's not uncommon for residence of Norfolk, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $905 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 23510 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Norfolk, VA Home Insurance Rate Quotes

23510 Home Insurance Average Premiums

Local 23510 homeowners insurance quotes comparison

$655 /yr.

Shows Zip Code: 23510 lowest rates with discounts applied on average.

For the 23510, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$655 /yr.
Average Coverage:$905 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1205 /yr.

What is the average home insurance cost for a home in 23510?

  • • The average homeowners insurance premium paid annually for a home in 23510 is around $905 per year.

What does it cost on average per month for home insurance in 23510?

  • • Homeowners in 23510 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 23510?

  • • Autoowners in 23510 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norfolk area, check out other zip codes nearby 23510.
Review average rates in another zip code:
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23507 homeowners insurance rates
23513 homeowners insurance rates
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23503 homeowners insurance rates
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23517 homeowners insurance rates
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23509 homeowners insurance rates

Home Replacement Cost Coverage in 23510

Average Building Cost Per Square Foot in 23510: $163

Location: Norfolk, Virginia (Norfolk City County)

Average Square Footage in 23510: 2,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23510 before you start any project. Norfolk homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23510 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23510 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norfolk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,012$327,900
Additional Upgrades & Added Features$2042,012$409,875
Major Home Updates or Advancements$2452,012$491,850

It's important to understand that when you estimate your replacement cost of your home in the 23510 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23510

Allstate Insurance - Manouchka Mercer

Address: 501 East Brambleton Av Norfolk, VA 23510
Phone: (757)623-2755
Website:

Best Home & Auto Insurance Agencies in 23510

New York Life Insurance CO

Address: 555 E Main St Norfolk, VA 23510
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

New York Life Insurance

Address: 999 Waterside Dr, #900 Norfolk, VA 23510
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

HILB Rogal & Hamilton CO of Virginia

Address: 101 W Main St Norfolk, VA 23510
Phone:
Website:
Info:

Allstate Insurance - Manouchka Mercer

Address: 501 E Brambleton Ave Norfolk, VA 23510
Phone:
Website:
Info:

Housing Demographics for 23510

Population Review for 23510 Zip Code

For the city of Norfolk, the population within 23510 has increased to over 9,269 residents in population size. The current population total is 8,778. We have broken down the population based on race below. In 23510, there are over 4502 in male population and 4276 females.

PopulationValues
Total Population8,778
White Population4292
Black Population3301
Hispanic Population527
Asian Population442
Hawaiian Population14
Indian Population22
Other Population160
Male Population4502
Female Population4276
Population Estimate9269

Household Data for 23510

The average number of homes in 23510 is around 4,709, there are an average of 1.64 per household. The average house value according to local real estate values is around $327,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,709
Persons Per Household1.64
Average House Value$327,900
Income Per Household$65791
Median Age31.8
Median Age Male31.6
Median Age Female32.2
23510 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757/948
CityNorfolk
City Alias NameNORFOLK
CountyNorfolk City
County FIPS710
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses955
Number Of Employees16384
Business First Quarter Payroll260226
Business Annual Payroll1166350
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District03
Congressional LandArea947.1
Delivery Residential5652
Delivery Business1262
Delivery Total7128
Preferred Last Line KeyX27304
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27304
Land Area1.149000
Water Area0.324000
City Alias Code
City Mixed CaseNorfolk
City Alias Mixed CaseNorfolk
Box Count0
SFDU946
MFDU2963
State ANSI51
County ANSI710
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number516522
Unique ZIP Name
SSA State County Code49641
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseNorfolk City

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