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Homeowners Insurance in 23669
For homeowners living in 23669, you want more affordable home insurance rates in Hampton, right? Our rates are very competitive for homeowners living in the great city of Hampton, VA. Many homeowners living in the 23669 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 23669 should appear in the zip code field ready to go. Comparing Hampton, VA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.
23669 Home Insurance Costs Are Considered: Medium!
The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Hampton pay around $868 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Virginia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 23669 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Hampton homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Virginia home insurance premium today!
23669 Home Insurance Average Premiums
$618 /yr.
Shows Zip Code: 23669 lowest rates with discounts applied on average.
For the 23669, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $618 /yr. |
| Average Coverage: | $868 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1168 /yr. |
What is the average home insurance cost for a home in 23669?
- • The average homeowners insurance premium paid annually for a home in 23669 is around $868 per year.
What does it cost on average per month for home insurance in 23669?
- • Homeowners in 23669 pay a monthly average cost per month around $72.00.
What kind of discount could I get if I combine my home and auto insurance together in 23669?
- • Autoowners in 23669 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Hampton area, check out other zip codes nearby 23669.
Review average rates in another zip code:
23661 homeowners insurance rates
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23664 homeowners insurance rates
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23663 homeowners insurance rates
23665 homeowners insurance rates
Home Replacement Cost Coverage in 23669
Average Building Cost Per Square Foot in 23669: $163
Location: Hampton, Virginia (Hampton City County)Average Square Footage in 23669: 1,285 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 23669 before you start any project. Hampton homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23669 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 23669 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,285 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hampton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $163 | 1,285 | $209,500 |
| Additional Upgrades & Added Features | $204 | 1,285 | $261,875 |
| Major Home Updates or Advancements | $245 | 1,285 | $314,250 |
It's important to understand that when you estimate your replacement cost of your home in the 23669 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 23669
Allstate Insurance - Charles R. Hauser
Address: 66 West Mercury Blvd Hampton, VA 23669Phone: (757)723-9224
Website:
Best Home & Auto Insurance Agencies in 23669
Nationwide Insurance - Thomas E Wilson Incorporated
Address: 76 W Mercury Blvd Hampton, VA 23669Phone:
Website: http://www.nationwide.com/agent/Hampton-VIRGINIA-insurance-agent/thomas-wilson/office.html
Info:
Loding Jr- A C
Address: 1229 N King St Hampton, VA 23669Phone:
Website:
Info:
Parr Insurance Agency Inc
Address: 1011 W Pembroke Ave Hampton, VA 23669Phone:
Website:
Info:
Lubore- Jack B - State Farm Insurance Agent
Address: 22 S King St Hampton, VA 23669Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance - Charles R. Hauser
Address: 66 W Mercury Blvd Hampton, VA 23669Phone:
Website:
Info:
Housing Demographics for 23669
Population Review for 23669 Zip Code
For the city of Hampton, the population within 23669 has increased to over 41,086 residents in population size. The current population total is 41,030. We have broken down the population based on race below. In 23669, there are over 19705 in male population and 21325 females.
| Population | Values |
|---|---|
| Total Population | 41,030 |
| White Population | 16001 |
| Black Population | 19851 |
| Hispanic Population | 2378 |
| Asian Population | 964 |
| Hawaiian Population | 53 |
| Indian Population | 201 |
| Other Population | 848 |
| Male Population | 19705 |
| Female Population | 21325 |
| Population Estimate | 41086 |
Household Data for 23669
The average number of homes in 23669 is around 16,609, there are an average of 2.37 per household. The average house value according to local real estate values is around $209,500. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 16,609 |
| Persons Per Household | 2.37 |
| Average House Value | $209,500 |
| Income Per Household | $58416 |
| Median Age | 37.3 |
| Median Age Male | 35.2 |
| Median Age Female | 39.1 |
| 23669 Details | Values |
|---|---|
| State | VA |
| State Full Name | Virginia |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 757/948 |
| City | Hampton |
| City Alias Name | HAMPTON |
| County | Hampton City |
| County FIPS | 650 |
| State FIPS | 51 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5720 |
| PMSA | |
| CSA | 545 |
| CBSA | 47260 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Virginia Beach-Chesapeake-Norfolk, VA-NC |
| MSA_Name | Norfolk-Virginia Beach-Newport News, VA-NC |
| PMSA_Name | |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 547 |
| Number Of Employees | 5520 |
| Business First Quarter Payroll | 43059 |
| Business Annual Payroll | 183872 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1671683 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 947.1 |
| Delivery Residential | 17336 |
| Delivery Business | 646 |
| Delivery Total | 18252 |
| Preferred Last Line Key | X26787 |
| Classification Code | |
| Multi-County | |
| CSA Name | Virginia Beach-Chesapeake, VA-NC |
| CBSA_DIV_Name | |
| City State Key | X26787 |
| Land Area | 12.088000 |
| Water Area | 2.008000 |
| City Alias Code | |
| City Mixed Case | Hampton |
| City Alias Mixed Case | Hampton |
| Box Count | 150 |
| SFDU | 12916 |
| MFDU | 1840 |
| State ANSI | 51 |
| County ANSI | 650 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 513978 |
| Unique ZIP Name | |
| SSA State County Code | 49411 |
| Medicare CBSA Code | 47260 |
| Medicare CBSA Name | Virginia Beach-Norfolk-Newport News, VA-NC |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 9 |
| County Mixed Case | Hampton City |
Virginia Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]