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Homeowners Insurance in 23839

For homeowners living in 23839, you want more affordable home insurance rates in Dendron, right? Our rates are very competitive for homeowners living in the great city of Dendron, VA. Many homeowners living in the 23839 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 23839 should appear in the zip code field ready to go. Comparing Dendron, VA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

23839 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Dendron pay around $860 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Virginia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 23839 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Dendron homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Virginia home insurance premium today!

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23839 Home Insurance Average Premiums

Local 23839 homeowners insurance quotes comparison

$610 /yr.

Shows Zip Code: 23839 lowest rates with discounts applied on average.

For the 23839, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$610 /yr.
Average Coverage:$860 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1160 /yr.

What is the average home insurance cost for a home in 23839?

  • • The average homeowners insurance premium paid annually for a home in 23839 is around $860 per year.

What does it cost on average per month for home insurance in 23839?

  • • Homeowners in 23839 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 23839?

  • • Autoowners in 23839 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dendron area, check out other zip codes nearby 23839.
Review average rates in another zip code:
23839 homeowners insurance rates

Home Replacement Cost Coverage in 23839

Average Building Cost Per Square Foot in 23839: $163

Location: Dendron, Virginia (Surry County)

Average Square Footage in 23839: 1,147 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23839 before you start any project. Dendron homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23839 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23839 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,147 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dendron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,147$187,000
Additional Upgrades & Added Features$2041,147$233,750
Major Home Updates or Advancements$2451,147$280,500

It's important to understand that when you estimate your replacement cost of your home in the 23839 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23839

Best Home & Auto Insurance Agencies in 23839

Housing Demographics for 23839

Population Review for 23839 Zip Code

For the city of Dendron, the population within 23839 has increased to over 827 residents in population size. The current population total is 848. We have broken down the population based on race below. In 23839, there are over 401 in male population and 447 females.

PopulationValues
Total Population848
White Population380
Black Population423
Hispanic Population17
Asian Population0
Hawaiian Population0
Indian Population3
Other Population4
Male Population401
Female Population447
Population Estimate827

Household Data for 23839

The average number of homes in 23839 is around 375, there are an average of 2.26 per household. The average house value according to local real estate values is around $187,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode375
Persons Per Household2.26
Average House Value$187,000
Income Per Household$87813
Median Age50.4
Median Age Male51.2
Median Age Female50.0
23839 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757/948
CityDendron
City Alias NameDENDRON
CountySurry
County FIPS181
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees114
Business First Quarter Payroll1163
Business Annual Payroll5896
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District04
Congressional LandArea4310.34
Delivery Residential366
Delivery Business30
Delivery Total570
Preferred Last Line KeyX26486
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX26486
Land Area34.354000
Water Area0.040000
City Alias Code
City Mixed CaseDendron
City Alias Mixed CaseDendron
Box Count25
SFDU366
MFDU0
State ANSI51
County ANSI181
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number512502
Unique ZIP Name
SSA State County Code49900
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseSurry

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