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23867 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 23867 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Jarratt, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 23867.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 23867 and start shopping.

Quickly and Easily Compare Average Rates for 23867

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jarratt, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 23867

Homeowners in Jarratt are paying roughly $855 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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23867 Home Insurance Average Premiums

Local 23867 homeowners insurance quotes comparison

$605 /yr.

Shows Zip Code: 23867 lowest rates with discounts applied on average.

For the 23867, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$605 /yr.
Average Coverage:$855 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1155 /yr.

What is the average home insurance cost for a home in 23867?

  • • The average homeowners insurance premium paid annually for a home in 23867 is around $855 per year.

What does it cost on average per month for home insurance in 23867?

  • • Homeowners in 23867 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 23867?

  • • Autoowners in 23867 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jarratt area, check out other zip codes nearby 23867.
Review average rates in another zip code:
23867 homeowners insurance rates

Home Replacement Cost Coverage in 23867

Average Building Cost Per Square Foot in 23867: $163

Location: Jarratt, Virginia (Greensville County)

Average Square Footage in 23867: 815 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23867 before you start any project. Jarratt homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23867 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23867 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 815 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jarratt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163815$132,800
Additional Upgrades & Added Features$204815$166,000
Major Home Updates or Advancements$245815$199,200

It's important to understand that when you estimate your replacement cost of your home in the 23867 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23867

Best Home & Auto Insurance Agencies in 23867

Housing Demographics for 23867

Population Review for 23867 Zip Code

For the city of Jarratt, the population within 23867 has increased to over 2,279 residents in population size. The current population total is 5,298. We have broken down the population based on race below. In 23867, there are over 4149 in male population and 1149 females.

PopulationValues
Total Population5,298
White Population1958
Black Population3203
Hispanic Population177
Asian Population2
Hawaiian Population1
Indian Population11
Other Population19
Male Population4149
Female Population1149
Population Estimate2279

Household Data for 23867

The average number of homes in 23867 is around 936, there are an average of 2.31 per household. The average house value according to local real estate values is around $132,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode936
Persons Per Household2.31
Average House Value$132,800
Income Per Household$51198
Median Age39.8
Median Age Male38.9
Median Age Female44.5
23867 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code434
CityJarratt
City Alias NameJARRATT
CountyGreensville
County FIPS081
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees982
Business First Quarter Payroll8621
Business Annual Payroll37582
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea4310.34
Delivery Residential987
Delivery Business16
Delivery Total1201
Preferred Last Line KeyX26903
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX26903
Land Area97.215000
Water Area0.430000
City Alias Code
City Mixed CaseJarratt
City Alias Mixed CaseJarratt
Box Count172
SFDU897
MFDU0
State ANSI51
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number514668
Unique ZIP Name
SSA State County Code49400
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseGreensville

Virginia Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]