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Quickly Revew Homeowners Insurance in 23875

If you own a home in Prince George, VA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 23875 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Virginia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 23875 and start comparing rates now.

23875 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 23875 is $812 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 23875 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Prince George, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

23875 Home Insurance Average Premiums

Local 23875 homeowners insurance quotes comparison

$562 /yr.

Shows Zip Code: 23875 lowest rates with discounts applied on average.

For the 23875, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$562 /yr.
Average Coverage:$812 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1112 /yr.

What is the average home insurance cost for a home in 23875?

  • • The average homeowners insurance premium paid annually for a home in 23875 is around $812 per year.

What does it cost on average per month for home insurance in 23875?

  • • Homeowners in 23875 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 23875?

  • • Autoowners in 23875 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Prince George area, check out other zip codes nearby 23875.
Review average rates in another zip code:
23875 homeowners insurance rates

Home Replacement Cost Coverage in 23875

Average Building Cost Per Square Foot in 23875: $163

Location: Prince George, Virginia (Prince George County)

Average Square Footage in 23875: 1,354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23875 before you start any project. Prince George homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23875 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23875 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,354 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Prince George area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,354$220,700
Additional Upgrades & Added Features$2041,354$275,875
Major Home Updates or Advancements$2451,354$331,050

It's important to understand that when you estimate your replacement cost of your home in the 23875 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23875

Bishop Insurance

Address: 4207 Crossings Boulevard Prince George, VA 23875
Phone: (804)458-2152
Website:

Best Home & Auto Insurance Agencies in 23875

Allstate Insurance Companies

Address: 6610 Commons Dr Prince George, VA 23875
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bradshaw Insurance Agency

Address: 4229 Crossings Blvd Prince George, VA 23875
Phone:
Website:
Info:

Keith Hedgepeth Ins Agency Inc - State Farm Insurance Agent

Address: 6309 Courthouse Rd Prince George, VA 23875
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Bishop Insurance

Address: 4207 Crossings Blvd Prince George, VA 23875
Phone:
Website:
Info:

Housing Demographics for 23875

Population Review for 23875 Zip Code

For the city of Prince George, the population within 23875 has increased to over 12,454 residents in population size. The current population total is 11,791. We have broken down the population based on race below. In 23875, there are over 5604 in male population and 6187 females.

PopulationValues
Total Population11,791
White Population5972
Black Population4194
Hispanic Population949
Asian Population231
Hawaiian Population22
Indian Population66
Other Population353
Male Population5604
Female Population6187
Population Estimate12454

Household Data for 23875

The average number of homes in 23875 is around 4,743, there are an average of 2.48 per household. The average house value according to local real estate values is around $220,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,743
Persons Per Household2.48
Average House Value$220,700
Income Per Household$69757
Median Age41.4
Median Age Male40.3
Median Age Female42.2
23875 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityPrince George
City Alias NamePRINCE GEORGE
CountyPrince George
County FIPS149
State FIPS51
Time Zone5
Day Light SavingY
MSA6760
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_NameRichmond-Petersburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses235
Number Of Employees4868
Business First Quarter Payroll59971
Business Annual Payroll243235
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District04
Congressional LandArea4310.34
Delivery Residential5022
Delivery Business263
Delivery Total5897
Preferred Last Line KeyX27449
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27449
Land Area35.597000
Water Area0.360000
City Alias Code
City Mixed CasePrince George
City Alias Mixed CasePrince George
Box Count451
SFDU3581
MFDU602
State ANSI51
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number517296
Unique ZIP Name
SSA State County Code49740
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CasePrince George

Virginia Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]