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23899 Home Insurance Rates & Premiums

Did you know there are over 292 people living within the 23899 zip code area? There are over 140 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 23899.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Virginia are on the rise. The estimated average premium is around $846 a year for a standard homeowners insurance policy in Claremont. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Claremont, VA Homeowners Insurance Quotes Online

23899 Home Insurance Average Premiums

Local 23899 homeowners insurance quotes comparison

$596 /yr.

Shows Zip Code: 23899 lowest rates with discounts applied on average.

For the 23899, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$596 /yr.
Average Coverage:$846 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1146 /yr.

What is the average home insurance cost for a home in 23899?

  • • The average homeowners insurance premium paid annually for a home in 23899 is around $846 per year.

What does it cost on average per month for home insurance in 23899?

  • • Homeowners in 23899 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 23899?

  • • Autoowners in 23899 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Claremont area, check out other zip codes nearby 23899.
Review average rates in another zip code:
23899 homeowners insurance rates

Home Replacement Cost Coverage in 23899

Average Building Cost Per Square Foot in 23899: $163

Location: Claremont, Virginia (Surry County)

Average Square Footage in 23899: 806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23899 before you start any project. Claremont homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23899 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23899 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 806 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Claremont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163806$131,300
Additional Upgrades & Added Features$204806$164,125
Major Home Updates or Advancements$245806$196,950

It's important to understand that when you estimate your replacement cost of your home in the 23899 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23899

Best Home & Auto Insurance Agencies in 23899

Housing Demographics for 23899

Population Review for 23899 Zip Code

For the city of Claremont, the population within 23899 has increased to over 0 residents in population size. The current population total is 292. We have broken down the population based on race below. In 23899, there are over 155 in male population and 137 females.

PopulationValues
Total Population292
White Population213
Black Population63
Hispanic Population10
Asian Population0
Hawaiian Population2
Indian Population0
Other Population7
Male Population155
Female Population137
Population Estimate0

Household Data for 23899

The average number of homes in 23899 is around 140, there are an average of 2.09 per household. The average house value according to local real estate values is around $131,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode140
Persons Per Household2.09
Average House Value$131,300
Income Per Household$48125
Median Age57.0
Median Age Male56.3
Median Age Female57.8
23899 DetailsValues
StateVA
State Full NameVirginia
City TypeZ
City Alias Abbreviation
Area Code757/948
CityClaremont
City Alias NameCLAREMONT
CountySurry
County FIPS181
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees34
Business First Quarter Payroll255
Business Annual Payroll1051
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District04
Congressional LandArea4310.34
Delivery Residential0
Delivery Business0
Delivery Total196
Preferred Last Line KeyX26355
Classification CodeP
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX26355
Land Area2.514000
Water Area1.479000
City Alias Code
City Mixed CaseClaremont
City Alias Mixed CaseClaremont
Box Count177
SFDU0
MFDU0
State ANSI51
County ANSI181
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number511866
Unique ZIP Name
SSA State County Code49900
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseSurry

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]