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23917, VA Home Insurance

In the zip code of 23917, the population size is around 2,704, which consists of 1,246 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Boydton, VA. A few years ago, a study was done and found that the average home insurance rates for Virginia are around $843 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 23917 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Boydton. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Boydton, VA Homeowners Insurance Online Rates Today!

23917 Home Insurance Average Premiums

Local 23917 homeowners insurance quotes comparison

$593 /yr.

Shows Zip Code: 23917 lowest rates with discounts applied on average.

For the 23917, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$593 /yr.
Average Coverage:$843 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1143 /yr.

What is the average home insurance cost for a home in 23917?

  • • The average homeowners insurance premium paid annually for a home in 23917 is around $843 per year.

What does it cost on average per month for home insurance in 23917?

  • • Homeowners in 23917 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 23917?

  • • Autoowners in 23917 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boydton area, check out other zip codes nearby 23917.
Review average rates in another zip code:
23917 homeowners insurance rates

Home Replacement Cost Coverage in 23917

Average Building Cost Per Square Foot in 23917: $163

Location: Boydton, Virginia (Mecklenburg County)

Average Square Footage in 23917: 937 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23917 before you start any project. Boydton homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23917 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23917 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 937 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boydton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163937$152,700
Additional Upgrades & Added Features$204937$190,875
Major Home Updates or Advancements$245937$229,050

It's important to understand that when you estimate your replacement cost of your home in the 23917 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23917

Best Home & Auto Insurance Agencies in 23917

Housing Demographics for 23917

Population Review for 23917 Zip Code

For the city of Boydton, the population within 23917 has increased to over 3,195 residents in population size. The current population total is 2,704. We have broken down the population based on race below. In 23917, there are over 1313 in male population and 1391 females.

PopulationValues
Total Population2,704
White Population1574
Black Population999
Hispanic Population54
Asian Population9
Hawaiian Population0
Indian Population1
Other Population25
Male Population1313
Female Population1391
Population Estimate3195

Household Data for 23917

The average number of homes in 23917 is around 1,246, there are an average of 2.13 per household. The average house value according to local real estate values is around $152,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,246
Persons Per Household2.13
Average House Value$152,700
Income Per Household$69375
Median Age55.0
Median Age Male53.2
Median Age Female56.9
23917 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code434
CityBoydton
City Alias NameBOYDTON
CountyMecklenburg
County FIPS117
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees479
Business First Quarter Payroll7668
Business Annual Payroll31527
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential1500
Delivery Business42
Delivery Total1783
Preferred Last Line KeyX26177
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26177
Land Area107.936000
Water Area26.269000
City Alias Code
City Mixed CaseBoydton
City Alias Mixed CaseBoydton
Box Count172
SFDU1476
MFDU0
State ANSI51
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number511038
Unique ZIP Name
SSA State County Code49580
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseMecklenburg

Virginia Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]