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Compare 23968 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Skipwith just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 322 neighbors looking to save on their home insurance policy in the local 23968 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23968. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Skipwith, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Skipwith, VA

23968 Home Insurance Average Premiums

Local 23968 homeowners insurance quotes comparison

$591 /yr.

Shows Zip Code: 23968 lowest rates with discounts applied on average.

For the 23968, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$591 /yr.
Average Coverage:$841 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1141 /yr.

What is the average home insurance cost for a home in 23968?

  • • The average homeowners insurance premium paid annually for a home in 23968 is around $841 per year.

What does it cost on average per month for home insurance in 23968?

  • • Homeowners in 23968 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 23968?

  • • Autoowners in 23968 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Skipwith area, check out other zip codes nearby 23968.
Review average rates in another zip code:
23968 homeowners insurance rates

Home Replacement Cost Coverage in 23968

Average Building Cost Per Square Foot in 23968: $163

Location: Skipwith, Virginia (Mecklenburg County)

Average Square Footage in 23968: 623 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23968 before you start any project. Skipwith homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23968 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23968 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 623 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Skipwith area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163623$101,600
Additional Upgrades & Added Features$204623$127,000
Major Home Updates or Advancements$245623$152,400

It's important to understand that when you estimate your replacement cost of your home in the 23968 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23968

Best Home & Auto Insurance Agencies in 23968

Housing Demographics for 23968

Population Review for 23968 Zip Code

For the city of Skipwith, the population within 23968 has increased to over 995 residents in population size. The current population total is 804. We have broken down the population based on race below. In 23968, there are over 393 in male population and 411 females.

PopulationValues
Total Population804
White Population501
Black Population254
Hispanic Population21
Asian Population0
Hawaiian Population0
Indian Population2
Other Population21
Male Population393
Female Population411
Population Estimate995

Household Data for 23968

The average number of homes in 23968 is around 322, there are an average of 2.50 per household. The average house value according to local real estate values is around $101,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode322
Persons Per Household2.50
Average House Value$101,600
Income Per Household$45865
Median Age51.8
Median Age Male51.1
Median Age Female52.9
23968 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code434
CitySkipwith
City Alias NameSKIPWITH
CountyMecklenburg
County FIPS117
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees96
Business First Quarter Payroll880
Business Annual Payroll3609
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential398
Delivery Business22
Delivery Total441
Preferred Last Line KeyX27653
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27653
Land Area35.366000
Water Area0.185000
City Alias Code
City Mixed CaseSkipwith
City Alias Mixed CaseSkipwith
Box Count17
SFDU398
MFDU0
State ANSI51
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number518316
Unique ZIP Name
SSA State County Code49580
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseMecklenburg

Virginia Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]