Get multiple home insurance quotes in 24072. Our licensed 24072, VA agents are ready to serve you.

24072 Homeowners Insurance Quotes & Rates

Check residents living within the 581 homes available in the zip code of 24072 are shopping online to compare cheaper and more affordable Check, VA home insurance rates. In the great city of Check, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $811 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 24072 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 24072 home insurance rates today! Please give us a call now at 1-855-976-2656. For Check, VA Homeowners Insurance Quotes, Click to easily get started!

24072 Home Insurance Average Premiums

Local 24072 homeowners insurance quotes comparison

$561 /yr.

Shows Zip Code: 24072 lowest rates with discounts applied on average.

For the 24072, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$561 /yr.
Average Coverage:$811 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1111 /yr.

What is the average home insurance cost for a home in 24072?

  • • The average homeowners insurance premium paid annually for a home in 24072 is around $811 per year.

What does it cost on average per month for home insurance in 24072?

  • • Homeowners in 24072 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 24072?

  • • Autoowners in 24072 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Check area, check out other zip codes nearby 24072.
Review average rates in another zip code:
24072 homeowners insurance rates

Home Replacement Cost Coverage in 24072

Average Building Cost Per Square Foot in 24072: $163

Location: Check, Virginia (Floyd County)

Average Square Footage in 24072: 983 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24072 before you start any project. Check homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24072 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24072 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 983 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Check area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163983$160,300
Additional Upgrades & Added Features$204983$200,375
Major Home Updates or Advancements$245983$240,450

It's important to understand that when you estimate your replacement cost of your home in the 24072 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24072

Best Home & Auto Insurance Agencies in 24072

Housing Demographics for 24072

Population Review for 24072 Zip Code

For the city of Check, the population within 24072 has increased to over 1,510 residents in population size. The current population total is 1,450. We have broken down the population based on race below. In 24072, there are over 754 in male population and 696 females.

PopulationValues
Total Population1,450
White Population1343
Black Population11
Hispanic Population25
Asian Population3
Hawaiian Population0
Indian Population1
Other Population7
Male Population754
Female Population696
Population Estimate1510

Household Data for 24072

The average number of homes in 24072 is around 581, there are an average of 2.50 per household. The average house value according to local real estate values is around $160,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode581
Persons Per Household2.50
Average House Value$160,300
Income Per Household$86094
Median Age44.1
Median Age Male45.8
Median Age Female40.0
24072 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityCheck
City Alias NameCHECK
CountyFloyd
County FIPS063
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBlacksburg-Christiansburg-Radford, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees107
Business First Quarter Payroll973
Business Annual Payroll4874
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population162958
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential604
Delivery Business10
Delivery Total634
Preferred Last Line KeyX26322
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26322
Land Area29.971000
Water Area0.006000
City Alias Code
City Mixed CaseCheck
City Alias Mixed CaseCheck
Box Count19
SFDU578
MFDU0
State ANSI51
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number511740
Unique ZIP Name
SSA State County Code49310
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseFloyd

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]