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24083, VA Homeowners Insurance Rates

With a population size of 3,814 and with 1,522 occupied homes in the 24083 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Daleville, VA are around $847 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Daleville, Virginia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Virginia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Daleville, VA.

For Virginia home insurance information, including average Daleville home insurance rates, coverage options or the different homeowners insurance types, please select Daleville, VA Home Insurance Quotes Now!

24083 Home Insurance Average Premiums

Local 24083 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 24083 lowest rates with discounts applied on average.

For the 24083, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 24083?

  • • The average homeowners insurance premium paid annually for a home in 24083 is around $847 per year.

What does it cost on average per month for home insurance in 24083?

  • • Homeowners in 24083 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 24083?

  • • Autoowners in 24083 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Daleville area, check out other zip codes nearby 24083.
Review average rates in another zip code:
24083 homeowners insurance rates

Home Replacement Cost Coverage in 24083

Average Building Cost Per Square Foot in 24083: $163

Location: Daleville, Virginia (Botetourt County)

Average Square Footage in 24083: 2,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24083 before you start any project. Daleville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24083 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24083 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,260 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Daleville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,260$368,300
Additional Upgrades & Added Features$2042,260$460,375
Major Home Updates or Advancements$2452,260$552,450

It's important to understand that when you estimate your replacement cost of your home in the 24083 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24083

Best Home & Auto Insurance Agencies in 24083

Housing Demographics for 24083

Population Review for 24083 Zip Code

For the city of Daleville, the population within 24083 has increased to over 4,752 residents in population size. The current population total is 3,814. We have broken down the population based on race below. In 24083, there are over 1833 in male population and 1981 females.

PopulationValues
Total Population3,814
White Population3498
Black Population100
Hispanic Population82
Asian Population42
Hawaiian Population0
Indian Population1
Other Population16
Male Population1833
Female Population1981
Population Estimate4752

Household Data for 24083

The average number of homes in 24083 is around 1,522, there are an average of 2.40 per household. The average house value according to local real estate values is around $368,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,522
Persons Per Household2.40
Average House Value$368,300
Income Per Household$100893
Median Age52.5
Median Age Male51.2
Median Age Female54.2
24083 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityDaleville
City Alias NameDALEVILLE
CountyBotetourt
County FIPS023
State FIPS51
Time Zone5
Day Light SavingY
MSA6800
PMSA
CSA
CBSA40220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRoanoke, VA
MSA_NameRoanoke, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses171
Number Of Employees3211
Business First Quarter Payroll32153
Business Annual Payroll140013
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population308707
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential1980
Delivery Business144
Delivery Total2463
Preferred Last Line KeyX26460
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26460
Land Area10.062000
Water Area0.434000
City Alias Code
City Mixed CaseDaleville
City Alias Mixed CaseDaleville
Box Count218
SFDU1330
MFDU570
State ANSI51
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number512388
Unique ZIP Name
SSA State County Code49110
Medicare CBSA Code40220
Medicare CBSA NameRoanoke, VA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBotetourt

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]