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Check Out 24093 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Glen Lyn, VA.

We will gather some basic information about your home in Glen Lyn, VA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Virginia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 24093 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 24093

We have pulled together a variety of data related to homeowners insurance in Virginia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Virginia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Glen Lyn, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

24093 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 24093 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Virginia is roughly $825. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 24093 homeowners insurance policy!

24093 Home Insurance Average Premiums

Local 24093 homeowners insurance quotes comparison

$575 /yr.

Shows Zip Code: 24093 lowest rates with discounts applied on average.

For the 24093, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$575 /yr.
Average Coverage:$825 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1125 /yr.

What is the average home insurance cost for a home in 24093?

  • • The average homeowners insurance premium paid annually for a home in 24093 is around $825 per year.

What does it cost on average per month for home insurance in 24093?

  • • Homeowners in 24093 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 24093?

  • • Autoowners in 24093 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glen Lyn area, check out other zip codes nearby 24093.
Review average rates in another zip code:
24093 homeowners insurance rates

Home Replacement Cost Coverage in 24093

Average Building Cost Per Square Foot in 24093: $163

Location: Glen Lyn, Virginia (Giles County)

Average Square Footage in 24093: 786 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24093 before you start any project. Glen Lyn homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24093 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24093 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 786 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glen Lyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163786$128,100
Additional Upgrades & Added Features$204786$160,125
Major Home Updates or Advancements$245786$192,150

It's important to understand that when you estimate your replacement cost of your home in the 24093 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24093

Best Home & Auto Insurance Agencies in 24093

Housing Demographics for 24093

Population Review for 24093 Zip Code

For the city of Glen Lyn, the population within 24093 has increased to over 140 residents in population size. The current population total is 185. We have broken down the population based on race below. In 24093, there are over 93 in male population and 92 females.

PopulationValues
Total Population185
White Population171
Black Population0
Hispanic Population1
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population93
Female Population92
Population Estimate140

Household Data for 24093

The average number of homes in 24093 is around 76, there are an average of 2.43 per household. The average house value according to local real estate values is around $128,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode76
Persons Per Household2.43
Average House Value$128,100
Income Per Household$69688
Median Age49.1
Median Age Male47.5
Median Age Female50.5
24093 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540/826
CityGlen Lyn
City Alias NameGLEN LYN
CountyGiles
County FIPS071
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBlacksburg-Christiansburg-Radford, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees89
Business First Quarter Payroll1021
Business Annual Payroll4711
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population162958
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential58
Delivery Business3
Delivery Total155
Preferred Last Line KeyX26713
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26713
Land Area5.255000
Water Area0.709000
City Alias Code
City Mixed CaseGlen Lyn
City Alias Mixed CaseGlen Lyn
Box Count32
SFDU48
MFDU10
State ANSI51
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number513594
Unique ZIP Name
SSA State County Code49350
Medicare CBSA Code13980
Medicare CBSA NameBlacksburg-Christiansburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseGiles

Virginia Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]