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Homeowners Insurance in 24095

Getting the most affordable home insurance rates in 24095 just got easier for Goodview, VA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Goodview. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Goodview, VA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 24095

When discussing Virginia homeowners insurance rates, Goodview residents are finding new ways to save time and money by discovering lower rates when they shop online. Virginia may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 33. Residents that live within the 24095 zipcode are currently paying $844 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Goodview does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

24095 Home Insurance Average Premiums

Local 24095 homeowners insurance quotes comparison

$594 /yr.

Shows Zip Code: 24095 lowest rates with discounts applied on average.

For the 24095, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$594 /yr.
Average Coverage:$844 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1144 /yr.

What is the average home insurance cost for a home in 24095?

  • • The average homeowners insurance premium paid annually for a home in 24095 is around $844 per year.

What does it cost on average per month for home insurance in 24095?

  • • Homeowners in 24095 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24095?

  • • Autoowners in 24095 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goodview area, check out other zip codes nearby 24095.
Review average rates in another zip code:
24095 homeowners insurance rates

Home Replacement Cost Coverage in 24095

Average Building Cost Per Square Foot in 24095: $163

Location: Goodview, Virginia (Bedford County)

Average Square Footage in 24095: 1,125 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24095 before you start any project. Goodview homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24095 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24095 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,125 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,125$183,400
Additional Upgrades & Added Features$2041,125$229,250
Major Home Updates or Advancements$2451,125$275,100

It's important to understand that when you estimate your replacement cost of your home in the 24095 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24095

Best Home & Auto Insurance Agencies in 24095

Housing Demographics for 24095

Population Review for 24095 Zip Code

For the city of Goodview, the population within 24095 has increased to over 4,702 residents in population size. The current population total is 4,275. We have broken down the population based on race below. In 24095, there are over 2096 in male population and 2179 females.

PopulationValues
Total Population4,275
White Population3902
Black Population114
Hispanic Population90
Asian Population13
Hawaiian Population1
Indian Population15
Other Population39
Male Population2096
Female Population2179
Population Estimate4702

Household Data for 24095

The average number of homes in 24095 is around 1,817, there are an average of 2.35 per household. The average house value according to local real estate values is around $183,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,817
Persons Per Household2.35
Average House Value$183,400
Income Per Household$67297
Median Age49.1
Median Age Male47.7
Median Age Female49.9
24095 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityGoodview
City Alias NameGOODVIEW
CountyBedford
County FIPS019
State FIPS51
Time Zone5
Day Light SavingY
MSA4640
PMSA
CSA
CBSA31340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLynchburg, VA
MSA_NameLynchburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees128
Business First Quarter Payroll955
Business Annual Payroll4854
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population252634
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential2001
Delivery Business22
Delivery Total2106
Preferred Last Line KeyX26728
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26728
Land Area25.083000
Water Area1.576000
City Alias Code
City Mixed CaseGoodview
City Alias Mixed CaseGoodview
Box Count60
SFDU1886
MFDU0
State ANSI51
County ANSI515
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number513672
Unique ZIP Name
SSA State County Code49090
Medicare CBSA Code31340
Medicare CBSA NameLynchburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBedford

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