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24133 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 24133? There are over 989 occupied homes in the 24133 area. With a population size of 2,345, it's not uncommon for residence of Patrick Springs, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $832 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 24133 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Patrick Springs, VA Home Insurance Rate Quotes

24133 Home Insurance Average Premiums

Local 24133 homeowners insurance quotes comparison

$582 /yr.

Shows Zip Code: 24133 lowest rates with discounts applied on average.

For the 24133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$582 /yr.
Average Coverage:$832 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1132 /yr.

What is the average home insurance cost for a home in 24133?

  • • The average homeowners insurance premium paid annually for a home in 24133 is around $832 per year.

What does it cost on average per month for home insurance in 24133?

  • • Homeowners in 24133 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 24133?

  • • Autoowners in 24133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Patrick Springs area, check out other zip codes nearby 24133.
Review average rates in another zip code:
24133 homeowners insurance rates

Home Replacement Cost Coverage in 24133

Average Building Cost Per Square Foot in 24133: $163

Location: Patrick Springs, Virginia (Patrick County)

Average Square Footage in 24133: 653 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24133 before you start any project. Patrick Springs homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 653 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Patrick Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163653$106,400
Additional Upgrades & Added Features$204653$133,000
Major Home Updates or Advancements$245653$159,600

It's important to understand that when you estimate your replacement cost of your home in the 24133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24133

Best Home & Auto Insurance Agencies in 24133

Housing Demographics for 24133

Population Review for 24133 Zip Code

For the city of Patrick Springs, the population within 24133 has increased to over 2,405 residents in population size. The current population total is 2,345. We have broken down the population based on race below. In 24133, there are over 1201 in male population and 1144 females.

PopulationValues
Total Population2,345
White Population2100
Black Population127
Hispanic Population58
Asian Population2
Hawaiian Population0
Indian Population9
Other Population24
Male Population1201
Female Population1144
Population Estimate2405

Household Data for 24133

The average number of homes in 24133 is around 989, there are an average of 2.37 per household. The average house value according to local real estate values is around $106,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode989
Persons Per Household2.37
Average House Value$106,400
Income Per Household$43438
Median Age48.9
Median Age Male47.9
Median Age Female50.7
24133 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias AbbreviationPATRICK SPGS
Area Code276
CityPatrick Springs
City Alias NamePATRICK SPRINGS
CountyPatrick
County FIPS141
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees61
Business First Quarter Payroll335
Business Annual Payroll1535
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential1015
Delivery Business20
Delivery Total1319
Preferred Last Line KeyX27399
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27399
Land Area40.584000
Water Area0.000000
City Alias Code
City Mixed CasePatrick Springs
City Alias Mixed CasePatrick Springs
Box Count250
SFDU1015
MFDU0
State ANSI51
County ANSI141
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516966
Unique ZIP Name
SSA State County Code49700
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CasePatrick

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