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Check Out 24161 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Sandy Level, VA.

We will gather some basic information about your home in Sandy Level, VA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Virginia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 24161 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 24161

We have pulled together a variety of data related to homeowners insurance in Virginia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Virginia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sandy Level, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

24161 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 24161 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Virginia is roughly $828. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 24161 homeowners insurance policy!

24161 Home Insurance Average Premiums

Local 24161 homeowners insurance quotes comparison

$578 /yr.

Shows Zip Code: 24161 lowest rates with discounts applied on average.

For the 24161, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$578 /yr.
Average Coverage:$828 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1128 /yr.

What is the average home insurance cost for a home in 24161?

  • • The average homeowners insurance premium paid annually for a home in 24161 is around $828 per year.

What does it cost on average per month for home insurance in 24161?

  • • Homeowners in 24161 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 24161?

  • • Autoowners in 24161 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sandy Level area, check out other zip codes nearby 24161.
Review average rates in another zip code:
24161 homeowners insurance rates

Home Replacement Cost Coverage in 24161

Average Building Cost Per Square Foot in 24161: $163

Location: Sandy Level, Virginia (Pittsylvania County)

Average Square Footage in 24161: 690 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24161 before you start any project. Sandy Level homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24161 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24161 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 690 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandy Level area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163690$112,500
Additional Upgrades & Added Features$204690$140,625
Major Home Updates or Advancements$245690$168,750

It's important to understand that when you estimate your replacement cost of your home in the 24161 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24161

Best Home & Auto Insurance Agencies in 24161

Housing Demographics for 24161

Population Review for 24161 Zip Code

For the city of Sandy Level, the population within 24161 has increased to over 446 residents in population size. The current population total is 393. We have broken down the population based on race below. In 24161, there are over 187 in male population and 206 females.

PopulationValues
Total Population393
White Population338
Black Population28
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population0
Other Population5
Male Population187
Female Population206
Population Estimate446

Household Data for 24161

The average number of homes in 24161 is around 178, there are an average of 2.21 per household. The average house value according to local real estate values is around $112,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode178
Persons Per Household2.21
Average House Value$112,500
Income Per Household$43158
Median Age51.3
Median Age Male51.6
Median Age Female50.8
24161 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code434
CitySandy Level
City Alias NameSANDY LEVEL
CountyPittsylvania
County FIPS143
State FIPS51
Time Zone5
Day Light SavingY
MSA1950
PMSA
CSA
CBSA19260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDanville, VA
MSA_NameDanville, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees37
Business First Quarter Payroll660
Business Annual Payroll2845
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population106561
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential202
Delivery Business6
Delivery Total208
Preferred Last Line Key008120
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key008120
Land Area28.354000
Water Area0.766000
City Alias Code
City Mixed CaseSandy Level
City Alias Mixed CaseSandy Level
Box Count0
SFDU202
MFDU0
State ANSI51
County ANSI143
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number517155
Unique ZIP Name
SSA State County Code49710
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePittsylvania

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