Get multiple home insurance quotes in 24167. Our licensed 24167, VA agents are ready to serve you.

24167 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 24167 zip code it's important to know that our rates are very competitive for homeowners living in Staffordsville, VA. Many homeowners based out of your 24167 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 24167 should appear in the zip code field ready to go. For Staffordsville, VA Homeowners Insurance Quotes nearby, we offer the best rates and service.

24167: Average Home Insurance Rates

For homeowners living in the great city of Staffordsville, the average homeowners policy is considered medium in comparison to other states. Virginia premiums are estimated to be around $835 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 24167 Home Insurance Quotes!

24167 Home Insurance Average Premiums

Local 24167 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 24167 lowest rates with discounts applied on average.

For the 24167, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1135 /yr.

What is the average home insurance cost for a home in 24167?

  • • The average homeowners insurance premium paid annually for a home in 24167 is around $835 per year.

What does it cost on average per month for home insurance in 24167?

  • • Homeowners in 24167 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24167?

  • • Autoowners in 24167 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Staffordsville area, check out other zip codes nearby 24167.
Review average rates in another zip code:
24167 homeowners insurance rates

Home Replacement Cost Coverage in 24167

Average Building Cost Per Square Foot in 24167: $163

Location: Staffordsville, Virginia (Giles County)

Average Square Footage in 24167: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24167 before you start any project. Staffordsville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24167 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24167 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Staffordsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 24167 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24167

Best Home & Auto Insurance Agencies in 24167

Housing Demographics for 24167

Population Review for 24167 Zip Code

For the city of Staffordsville, the population within 24167 has increased to over 349 residents in population size. The current population total is 329. We have broken down the population based on race below. In 24167, there are over 160 in male population and 169 females.

PopulationValues
Total Population329
White Population323
Black Population3
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population160
Female Population169
Population Estimate349

Household Data for 24167

The average number of homes in 24167 is around 128, there are an average of 2.57 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode128
Persons Per Household2.57
Average House Value$165,000
Income Per Household$0
Median Age46.2
Median Age Male41.5
Median Age Female49.5
24167 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias AbbreviationSTAFFORDSVLLE
Area Code540
CityStaffordsville
City Alias NameSTAFFORDSVILLE
CountyGiles
County FIPS071
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBlacksburg-Christiansburg-Radford, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population162958
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential136
Delivery Business0
Delivery Total176
Preferred Last Line KeyX27737
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27737
Land Area6.182000
Water Area0.020000
City Alias Code
City Mixed CaseStaffordsville
City Alias Mixed CaseStaffordsville
Box Count13
SFDU136
MFDU0
State ANSI51
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number518502
Unique ZIP Name
SSA State County Code49350
Medicare CBSA Code13980
Medicare CBSA NameBlacksburg-Christiansburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseGiles

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]