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Home Insurance in 24168

Our rates are very competitive for homeowners living in the 24168 zip code. Many homeowners based out of Stanleytown, VA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our VA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 24168 should appear in the zip code field ready to go.

24168 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Stanleytown area? The average homeowners premium in 24168 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 24168, you can expect to pay around $835 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 24168

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Virginia. Start your 24168 home insurance shopping today!

  1. Stanleytown, VA Home Insurance Quotes

24168 Home Insurance Average Premiums

Local 24168 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 24168 lowest rates with discounts applied on average.

For the 24168, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 24168?

  • • The average homeowners insurance premium paid annually for a home in 24168 is around $835 per year.

What does it cost on average per month for home insurance in 24168?

  • • Homeowners in 24168 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24168?

  • • Autoowners in 24168 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stanleytown area, check out other zip codes nearby 24168.
Review average rates in another zip code:
24168 homeowners insurance rates

Home Replacement Cost Coverage in 24168

Average Building Cost Per Square Foot in 24168: $163

Location: Stanleytown, Virginia (Henry County)

Average Square Footage in 24168: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24168 before you start any project. Stanleytown homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24168 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24168 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stanleytown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 24168 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24168

Best Home & Auto Insurance Agencies in 24168

Housing Demographics for 24168

Population Review for 24168 Zip Code

For the city of Stanleytown, the population within 24168 has increased to over 274 residents in population size. The current population total is 214. We have broken down the population based on race below. In 24168, there are over 92 in male population and 122 females.

PopulationValues
Total Population214
White Population184
Black Population13
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population1
Other Population4
Male Population92
Female Population122
Population Estimate274

Household Data for 24168

The average number of homes in 24168 is around 95, there are an average of 2.25 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode95
Persons Per Household2.25
Average House Value$165,000
Income Per Household$0
Median Age51.5
Median Age Male50.4
Median Age Female54.0
24168 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityStanleytown
City Alias NameSTANLEYTOWN
CountyHenry
County FIPS089
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA32300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMartinsville, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees297
Business First Quarter Payroll1714
Business Annual Payroll7650
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population67972
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential122
Delivery Business14
Delivery Total425
Preferred Last Line KeyX27744
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27744
Land Area1.160000
Water Area0.000000
City Alias Code
City Mixed CaseStanleytown
City Alias Mixed CaseStanleytown
Box Count263
SFDU122
MFDU0
State ANSI51
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number518526
Unique ZIP Name
SSA State County Code49440
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseHenry

Virginia Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]