Get multiple home insurance quotes in 24171. Our licensed 24171, VA agents are ready to serve you.

24171 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 24171? Our rates are very competitive for homeowners living in Stuart, VA. Many homeowners based out of your 24171 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 24171 should appear in the zip code field ready to go. For Stuart, VA Home Insurance Rate Quotes click to review the best rates and service online!

24171 Average Premium is Rated: Medium!

Homeowners living in 24171 can easily save up to 40% off the average home insurance premium of $814 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Stuart that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 24171 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 24171!

24171 Home Insurance Average Premiums

Local 24171 homeowners insurance quotes comparison

$564 /yr.

Shows Zip Code: 24171 lowest rates with discounts applied on average.

For the 24171, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$564 /yr.
Average Coverage:$814 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1114 /yr.

What is the average home insurance cost for a home in 24171?

  • • The average homeowners insurance premium paid annually for a home in 24171 is around $814 per year.

What does it cost on average per month for home insurance in 24171?

  • • Homeowners in 24171 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 24171?

  • • Autoowners in 24171 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stuart area, check out other zip codes nearby 24171.
Review average rates in another zip code:
24171 homeowners insurance rates

Home Replacement Cost Coverage in 24171

Average Building Cost Per Square Foot in 24171: $163

Location: Stuart, Virginia (Patrick County)

Average Square Footage in 24171: 723 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24171 before you start any project. Stuart homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24171 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24171 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 723 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stuart area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163723$117,900
Additional Upgrades & Added Features$204723$147,375
Major Home Updates or Advancements$245723$176,850

It's important to understand that when you estimate your replacement cost of your home in the 24171 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24171

Charles S. Meredith Inc.

Address: 103 N Main St Stuart, VA 24171
Phone: (276)694-3169
Website:

Best Home & Auto Insurance Agencies in 24171

Charles S. Meredith Inc.

Address: 103 N Main St Stuart, VA 24171
Phone:
Website:
Info:

Renegar- Stephen E

Address: 116 W Blue Ridge St Stuart, VA 24171
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nationwide Insurance

Address: 34 S Main St Stuart, VA 24171
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 24171

Population Review for 24171 Zip Code

For the city of Stuart, the population within 24171 has increased to over 7,881 residents in population size. The current population total is 8,090. We have broken down the population based on race below. In 24171, there are over 3967 in male population and 4123 females.

PopulationValues
Total Population8,090
White Population7204
Black Population389
Hispanic Population258
Asian Population14
Hawaiian Population1
Indian Population21
Other Population164
Male Population3967
Female Population4123
Population Estimate7881

Household Data for 24171

The average number of homes in 24171 is around 3,639, there are an average of 2.13 per household. The average house value according to local real estate values is around $117,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,639
Persons Per Household2.13
Average House Value$117,900
Income Per Household$52161
Median Age52.1
Median Age Male50.2
Median Age Female54.1
24171 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityStuart
City Alias NameSTUART
CountyPatrick
County FIPS141
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses169
Number Of Employees2089
Business First Quarter Payroll14077
Business Annual Payroll63664
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential3700
Delivery Business168
Delivery Total4399
Preferred Last Line KeyX27782
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27782
Land Area199.120000
Water Area0.241000
City Alias Code
City Mixed CaseStuart
City Alias Mixed CaseStuart
Box Count383
SFDU3582
MFDU0
State ANSI51
County ANSI141
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number518658
Unique ZIP Name
SSA State County Code49700
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CasePatrick

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]