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Home Insurance Quotes in 24179

Are you shopping for a cheaper homeowners insurance rate in 24179? Our rates are very competitive for homeowners living in Vinton, VA. Many homeowners located in the 24179 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 24179. To get free 24179 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 24179 zip code should appear in the zip code field ready to go. Shopping Vinton, VA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 24179 to review the best rate coverages.

Your 24179 Home Insurance Costs Is Rated: Medium!

For the great city of Vinton, the average home insurance premium paid annually is around $808 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Virginia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Vinton and need insurance on your home in the 24179 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 24179 Homeowners Insurance Rates Now!

24179 Home Insurance Average Premiums

Local 24179 homeowners insurance quotes comparison

$558 /yr.

Shows Zip Code: 24179 lowest rates with discounts applied on average.

For the 24179, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$558 /yr.
Average Coverage:$808 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1108 /yr.

What is the average home insurance cost for a home in 24179?

  • • The average homeowners insurance premium paid annually for a home in 24179 is around $808 per year.

What does it cost on average per month for home insurance in 24179?

  • • Homeowners in 24179 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 24179?

  • • Autoowners in 24179 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vinton area, check out other zip codes nearby 24179.
Review average rates in another zip code:
24179 homeowners insurance rates

Home Replacement Cost Coverage in 24179

Average Building Cost Per Square Foot in 24179: $163

Location: Vinton, Virginia (Roanoke County)

Average Square Footage in 24179: 1,078 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24179 before you start any project. Vinton homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24179 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24179 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,078 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vinton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,078$175,700
Additional Upgrades & Added Features$2041,078$219,625
Major Home Updates or Advancements$2451,078$263,550

It's important to understand that when you estimate your replacement cost of your home in the 24179 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24179

Best Home & Auto Insurance Agencies in 24179

Gross- James W - State Farm Insurance Agent

Address: 2123 E Washington Ave Vinton, VA 24179
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Joe Gwinn Insurance Agcy Inc

Address: 123 E Lee Ave Vinton, VA 24179
Phone:
Website:
Info:

Best Insurance

Address: 1121 E Washington Ave Vinton, VA 24179
Phone:
Website:
Info:

Beveridge & Associates

Address: 330 W Virginia Ave Vinton, VA 24179
Phone:
Website: http://www.nwagent.com/garybeveridge.html
Info:

Housing Demographics for 24179

Population Review for 24179 Zip Code

For the city of Vinton, the population within 24179 has increased to over 20,120 residents in population size. The current population total is 19,024. We have broken down the population based on race below. In 24179, there are over 9186 in male population and 9838 females.

PopulationValues
Total Population19,024
White Population16701
Black Population857
Hispanic Population559
Asian Population219
Hawaiian Population7
Indian Population38
Other Population226
Male Population9186
Female Population9838
Population Estimate20120

Household Data for 24179

The average number of homes in 24179 is around 8,043, there are an average of 2.35 per household. The average house value according to local real estate values is around $175,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,043
Persons Per Household2.35
Average House Value$175,700
Income Per Household$64938
Median Age44.1
Median Age Male41.9
Median Age Female46.4
24179 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityVinton
City Alias NameVINTON
CountyRoanoke
County FIPS161
State FIPS51
Time Zone5
Day Light SavingY
MSA6800
PMSA
CSA
CBSA40220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRoanoke, VA
MSA_NameRoanoke, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses367
Number Of Employees3109
Business First Quarter Payroll25311
Business Annual Payroll102807
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population308707
CBSA Division Population0
Congressional District06|09
Congressional LandArea5930.02|9113.87
Delivery Residential8562
Delivery Business425
Delivery Total9406
Preferred Last Line KeyX27894
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27894
Land Area47.512000
Water Area0.449000
City Alias Code
City Mixed CaseVinton
City Alias Mixed CaseVinton
Box Count277
SFDU7714
MFDU595
State ANSI51
County ANSI770
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number519348
Unique ZIP Name
SSA State County Code49800
Medicare CBSA Code40220
Medicare CBSA NameRoanoke, VA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseRoanoke

Virginia Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]