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24202 Homeowners Insurance Quotes & Rates

Bristol residents living within the 5,313 homes available in the zip code of 24202 are shopping online to compare cheaper and more affordable Bristol, VA home insurance rates. In the great city of Bristol, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $821 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 24202 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 24202 home insurance rates today! Please give us a call now at 1-855-976-2656. For Bristol, VA Homeowners Insurance Quotes, Click to easily get started!

24202 Home Insurance Average Premiums

Local 24202 homeowners insurance quotes comparison

$571 /yr.

Shows Zip Code: 24202 lowest rates with discounts applied on average.

For the 24202, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$571 /yr.
Average Coverage:$821 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1121 /yr.

What is the average home insurance cost for a home in 24202?

  • • The average homeowners insurance premium paid annually for a home in 24202 is around $821 per year.

What does it cost on average per month for home insurance in 24202?

  • • Homeowners in 24202 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 24202?

  • • Autoowners in 24202 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bristol area, check out other zip codes nearby 24202.
Review average rates in another zip code:
24202 homeowners insurance rates
24201 homeowners insurance rates

Home Replacement Cost Coverage in 24202

Average Building Cost Per Square Foot in 24202: $163

Location: Bristol, Virginia (Washington County)

Average Square Footage in 24202: 996 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24202 before you start any project. Bristol homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24202 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24202 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 996 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bristol area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163996$162,300
Additional Upgrades & Added Features$204996$202,875
Major Home Updates or Advancements$245996$243,450

It's important to understand that when you estimate your replacement cost of your home in the 24202 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24202

Best Home & Auto Insurance Agencies in 24202

Jeff Combs Agency

Address: 109 Bonham Rd Bristol, VA 24202
Phone:
Website:
Info:

Griffin Insurance Center

Address: 191 Bristol East Rd Bristol, VA 24202
Phone:
Website:
Info:

Housing Demographics for 24202

Population Review for 24202 Zip Code

For the city of Bristol, the population within 24202 has increased to over 13,623 residents in population size. The current population total is 12,716. We have broken down the population based on race below. In 24202, there are over 6250 in male population and 6466 females.

PopulationValues
Total Population12,716
White Population11945
Black Population124
Hispanic Population215
Asian Population71
Hawaiian Population3
Indian Population28
Other Population83
Male Population6250
Female Population6466
Population Estimate13623

Household Data for 24202

The average number of homes in 24202 is around 5,313, there are an average of 2.39 per household. The average house value according to local real estate values is around $162,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,313
Persons Per Household2.39
Average House Value$162,300
Income Per Household$53374
Median Age47.3
Median Age Male46.2
Median Age Female48.0
24202 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityBristol
City Alias NameBRISTOL
CountyWashington
County FIPS191
State FIPS51
Time Zone5
Day Light SavingY
MSA3660
PMSA
CSA304
CBSA28700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKingsport-Bristol, TN-VA
MSA_NameJohnson City-Kingsport-Bristol, TN-VA MS
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses258
Number Of Employees3922
Business First Quarter Payroll33541
Business Annual Payroll144015
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population309544
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential5700
Delivery Business401
Delivery Total7088
Preferred Last Line KeyX26196
Classification Code
Multi-CountyY
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX26196
Land Area128.831000
Water Area0.250000
City Alias Code
City Mixed CaseBristol
City Alias Mixed CaseBristol
Box Count0
SFDU5570
MFDU0
State ANSI51
County ANSI191
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number511116
Unique ZIP Name
SSA State County Code49950
Medicare CBSA Code28700
Medicare CBSA NameKingsport-Bristol, TN-VA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]