Get multiple home insurance quotes in 24219. Our licensed 24219, VA agents are ready to serve you.

24219 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 24219 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Big Stone Gap, VA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 24219 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Virginia, like average Big Stone Gap homeowners insurance rates, coverage options or home insurance types, please select Big Stone Gap, VA Home Insurance Rates Online!

24219 Home Insurance Average Premiums

Local 24219 homeowners insurance quotes comparison

$598 /yr.

Shows Zip Code: 24219 lowest rates with discounts applied on average.

For the 24219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$598 /yr.
Average Coverage:$848 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1148 /yr.

What is the average home insurance cost for a home in 24219?

  • • The average homeowners insurance premium paid annually for a home in 24219 is around $848 per year.

What does it cost on average per month for home insurance in 24219?

  • • Homeowners in 24219 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 24219?

  • • Autoowners in 24219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Big Stone Gap area, check out other zip codes nearby 24219.
Review average rates in another zip code:
24219 homeowners insurance rates

Home Replacement Cost Coverage in 24219

Average Building Cost Per Square Foot in 24219: $163

Location: Big Stone Gap, Virginia (Wise County)

Average Square Footage in 24219: 754 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24219 before you start any project. Big Stone Gap homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 754 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Big Stone Gap area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163754$122,900
Additional Upgrades & Added Features$204754$153,625
Major Home Updates or Advancements$245754$184,350

It's important to understand that when you estimate your replacement cost of your home in the 24219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24219

Best Home & Auto Insurance Agencies in 24219

Reasor- Harold R - State Farm Insurance Agent

Address: 401 E 5th St S Big Stone Gap, VA 24219
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Reasor, Harold - State Farm Insurance Agent

Address: 401 E 5th St N Big Stone Gap, VA 24219
Phone:
Website: http://www.national.citysearch.com/profile/external/10659649/big_stone_gap_va/reasor_harold_state_farm_insurance_agent.html
Info:

Housing Demographics for 24219

Population Review for 24219 Zip Code

For the city of Big Stone Gap, the population within 24219 has increased to over 9,645 residents in population size. The current population total is 10,429. We have broken down the population based on race below. In 24219, there are over 5615 in male population and 4814 females.

PopulationValues
Total Population10,429
White Population8997
Black Population928
Hispanic Population137
Asian Population32
Hawaiian Population2
Indian Population14
Other Population35
Male Population5615
Female Population4814
Population Estimate9645

Household Data for 24219

The average number of homes in 24219 is around 3,882, there are an average of 2.36 per household. The average house value according to local real estate values is around $122,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,882
Persons Per Household2.36
Average House Value$122,900
Income Per Household$57898
Median Age41.4
Median Age Male38.6
Median Age Female45.6
24219 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityBig Stone Gap
City Alias NameBIG STONE GAP
CountyWise
County FIPS195
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses173
Number Of Employees2051
Business First Quarter Payroll17430
Business Annual Payroll74198
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential4087
Delivery Business206
Delivery Total4751
Preferred Last Line KeyX26137
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX26137
Land Area72.752000
Water Area0.412000
City Alias Code
City Mixed CaseBig Stone Gap
City Alias Mixed CaseBig Stone Gap
Box Count393
SFDU3786
MFDU32
State ANSI51
County ANSI195
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510804
Unique ZIP Name
SSA State County Code49970
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseWise

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]