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24226 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 24226 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Clinchco, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 24226.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 24226 and start shopping.

Quickly and Easily Compare Average Rates for 24226

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clinchco, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 24226

Homeowners in Clinchco are paying roughly $833 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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24226 Home Insurance Average Premiums

Local 24226 homeowners insurance quotes comparison

$583 /yr.

Shows Zip Code: 24226 lowest rates with discounts applied on average.

For the 24226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$583 /yr.
Average Coverage:$833 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1133 /yr.

What is the average home insurance cost for a home in 24226?

  • • The average homeowners insurance premium paid annually for a home in 24226 is around $833 per year.

What does it cost on average per month for home insurance in 24226?

  • • Homeowners in 24226 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 24226?

  • • Autoowners in 24226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clinchco area, check out other zip codes nearby 24226.
Review average rates in another zip code:
24226 homeowners insurance rates

Home Replacement Cost Coverage in 24226

Average Building Cost Per Square Foot in 24226: $163

Location: Clinchco, Virginia (Dickenson County)

Average Square Footage in 24226: 427 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24226 before you start any project. Clinchco homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 427 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clinchco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163427$69,600
Additional Upgrades & Added Features$204427$87,000
Major Home Updates or Advancements$245427$104,400

It's important to understand that when you estimate your replacement cost of your home in the 24226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24226

Best Home & Auto Insurance Agencies in 24226

Housing Demographics for 24226

Population Review for 24226 Zip Code

For the city of Clinchco, the population within 24226 has increased to over 1,236 residents in population size. The current population total is 1,260. We have broken down the population based on race below. In 24226, there are over 614 in male population and 646 females.

PopulationValues
Total Population1,260
White Population1188
Black Population21
Hispanic Population10
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population614
Female Population646
Population Estimate1236

Household Data for 24226

The average number of homes in 24226 is around 550, there are an average of 2.29 per household. The average house value according to local real estate values is around $69,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode550
Persons Per Household2.29
Average House Value$69,600
Income Per Household$35417
Median Age48.8
Median Age Male47.0
Median Age Female51.0
24226 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityClinchco
City Alias NameCLINCHCO
CountyDickenson
County FIPS051
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees19
Business First Quarter Payroll230
Business Annual Payroll1698
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential540
Delivery Business7
Delivery Total688
Preferred Last Line KeyX26369
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26369
Land Area26.124000
Water Area0.124000
City Alias Code
City Mixed CaseClinchco
City Alias Mixed CaseClinchco
Box Count113
SFDU531
MFDU0
State ANSI51
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number511956
Unique ZIP Name
SSA State County Code49250
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseDickenson

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