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24248 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 24248 zip code it's important to know that our rates are very competitive for homeowners living in Ewing, VA. Many homeowners based out of your 24248 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 24248 should appear in the zip code field ready to go. For Ewing, VA Homeowners Insurance Quotes nearby, we offer the best rates and service.

24248: Average Home Insurance Rates

For homeowners living in the great city of Ewing, the average homeowners policy is considered medium in comparison to other states. Virginia premiums are estimated to be around $833 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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24248 Home Insurance Average Premiums

Local 24248 homeowners insurance quotes comparison

$583 /yr.

Shows Zip Code: 24248 lowest rates with discounts applied on average.

For the 24248, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$583 /yr.
Average Coverage:$833 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1133 /yr.

What is the average home insurance cost for a home in 24248?

  • • The average homeowners insurance premium paid annually for a home in 24248 is around $833 per year.

What does it cost on average per month for home insurance in 24248?

  • • Homeowners in 24248 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 24248?

  • • Autoowners in 24248 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ewing area, check out other zip codes nearby 24248.
Review average rates in another zip code:
24248 homeowners insurance rates

Home Replacement Cost Coverage in 24248

Average Building Cost Per Square Foot in 24248: $163

Location: Ewing, Virginia (Lee County)

Average Square Footage in 24248: 483 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24248 before you start any project. Ewing homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24248 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24248 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 483 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ewing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163483$78,700
Additional Upgrades & Added Features$204483$98,375
Major Home Updates or Advancements$245483$118,050

It's important to understand that when you estimate your replacement cost of your home in the 24248 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24248

Best Home & Auto Insurance Agencies in 24248

Housing Demographics for 24248

Population Review for 24248 Zip Code

For the city of Ewing, the population within 24248 has increased to over 2,396 residents in population size. The current population total is 2,181. We have broken down the population based on race below. In 24248, there are over 1068 in male population and 1113 females.

PopulationValues
Total Population2,181
White Population2109
Black Population2
Hispanic Population24
Asian Population0
Hawaiian Population0
Indian Population9
Other Population7
Male Population1068
Female Population1113
Population Estimate2396

Household Data for 24248

The average number of homes in 24248 is around 1,017, there are an average of 2.14 per household. The average house value according to local real estate values is around $78,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,017
Persons Per Household2.14
Average House Value$78,700
Income Per Household$40833
Median Age50.3
Median Age Male47.8
Median Age Female52.6
24248 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityEwing
City Alias NameEWING
CountyLee
County FIPS105
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees136
Business First Quarter Payroll891
Business Annual Payroll4022
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential1120
Delivery Business37
Delivery Total1295
Preferred Last Line KeyX26577
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26577
Land Area54.726000
Water Area0.098000
City Alias Code
City Mixed CaseEwing
City Alias Mixed CaseEwing
Box Count126
SFDU1120
MFDU0
State ANSI51
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number513072
Unique ZIP Name
SSA State County Code49520
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseLee

Virginia Homeowners Insurance News & Information

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