Get multiple home insurance quotes in 24263. Our licensed 24263, VA agents are ready to serve you.

Home Insurance Quotes in 24263

Are you shopping for a cheaper homeowners insurance rate in 24263? Our rates are very competitive for homeowners living in Jonesville, VA. Many homeowners located in the 24263 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 24263. To get free 24263 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 24263 zip code should appear in the zip code field ready to go. Shopping Jonesville, VA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 24263 to review the best rate coverages.

Your 24263 Home Insurance Costs Is Rated: Medium!

For the great city of Jonesville, the average home insurance premium paid annually is around $837 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Virginia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Jonesville and need insurance on your home in the 24263 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 24263 Homeowners Insurance Rates Now!

24263 Home Insurance Average Premiums

Local 24263 homeowners insurance quotes comparison

$587 /yr.

Shows Zip Code: 24263 lowest rates with discounts applied on average.

For the 24263, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$587 /yr.
Average Coverage:$837 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1137 /yr.

What is the average home insurance cost for a home in 24263?

  • • The average homeowners insurance premium paid annually for a home in 24263 is around $837 per year.

What does it cost on average per month for home insurance in 24263?

  • • Homeowners in 24263 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24263?

  • • Autoowners in 24263 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jonesville area, check out other zip codes nearby 24263.
Review average rates in another zip code:
24263 homeowners insurance rates

Home Replacement Cost Coverage in 24263

Average Building Cost Per Square Foot in 24263: $163

Location: Jonesville, Virginia (Lee County)

Average Square Footage in 24263: 558 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24263 before you start any project. Jonesville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24263 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24263 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 558 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jonesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163558$91,000
Additional Upgrades & Added Features$204558$113,750
Major Home Updates or Advancements$245558$136,500

It's important to understand that when you estimate your replacement cost of your home in the 24263 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24263

Best Home & Auto Insurance Agencies in 24263

Hays- Wesley R - State Farm Insurance Agent

Address: Main St Jonesville, VA 24263
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 24263

Population Review for 24263 Zip Code

For the city of Jonesville, the population within 24263 has increased to over 5,622 residents in population size. The current population total is 5,770. We have broken down the population based on race below. In 24263, there are over 2856 in male population and 2914 females.

PopulationValues
Total Population5,770
White Population5558
Black Population13
Hispanic Population60
Asian Population6
Hawaiian Population0
Indian Population8
Other Population35
Male Population2856
Female Population2914
Population Estimate5622

Household Data for 24263

The average number of homes in 24263 is around 2,526, there are an average of 2.28 per household. The average house value according to local real estate values is around $91,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,526
Persons Per Household2.28
Average House Value$91,000
Income Per Household$37317
Median Age45.4
Median Age Male44.3
Median Age Female46.9
24263 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityJonesville
City Alias NameJONESVILLE
CountyLee
County FIPS105
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees816
Business First Quarter Payroll6234
Business Annual Payroll29211
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|09
Congressional LandArea3684.32|9113.87
Delivery Residential2466
Delivery Business76
Delivery Total3072
Preferred Last Line KeyX26918
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26918
Land Area118.699000
Water Area0.661000
City Alias Code
City Mixed CaseJonesville
City Alias Mixed CaseJonesville
Box Count392
SFDU2331
MFDU0
State ANSI51
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number514764
Unique ZIP Name
SSA State County Code49520
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseLee

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]