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24269 Home Insurance Quotes & Rates

Currently, the 110 homes within the 24269 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Virginia is around $835 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Mc Clure, VA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 24269.

Virginia is now ranking #33 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Mc Clure home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Virginia has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 24269 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Mc Clure, Virginia home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Mc Clure, VA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

24269 Home Insurance Average Premiums

Local 24269 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 24269 lowest rates with discounts applied on average.

For the 24269, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 24269?

  • • The average homeowners insurance premium paid annually for a home in 24269 is around $835 per year.

What does it cost on average per month for home insurance in 24269?

  • • Homeowners in 24269 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24269?

  • • Autoowners in 24269 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Clure area, check out other zip codes nearby 24269.
Review average rates in another zip code:
24269 homeowners insurance rates

Home Replacement Cost Coverage in 24269

Average Building Cost Per Square Foot in 24269: $163

Location: Mc Clure, Virginia (Dickenson County)

Average Square Footage in 24269: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24269 before you start any project. Mc Clure homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24269 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24269 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Clure area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 24269 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24269

Best Home & Auto Insurance Agencies in 24269

Housing Demographics for 24269

Population Review for 24269 Zip Code

For the city of Mc Clure, the population within 24269 has increased to over 196 residents in population size. The current population total is 225. We have broken down the population based on race below. In 24269, there are over 121 in male population and 104 females.

PopulationValues
Total Population225
White Population216
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population2
Other Population0
Male Population121
Female Population104
Population Estimate196

Household Data for 24269

The average number of homes in 24269 is around 110, there are an average of 2.05 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode110
Persons Per Household2.05
Average House Value$165,000
Income Per Household$0
Median Age43.9
Median Age Male43.8
Median Age Female47.5
24269 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code276
CityMc Clure
City Alias NameMC CLURE
CountyDickenson
County FIPS051
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees69
Business First Quarter Payroll1317
Business Annual Payroll5578
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential96
Delivery Business5
Delivery Total417
Preferred Last Line Key014482
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key014482
Land Area7.681000
Water Area0.011000
City Alias Code
City Mixed CaseMc Clure
City Alias Mixed CaseMc Clure
Box Count0
SFDU96
MFDU0
State ANSI51
County ANSI051
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number511956
Unique ZIP Name
SSA State County Code49250
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseDickenson

Virginia Homeowners Insurance News & Information

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