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24270 Homeowners Insurance Quotes & Rates

Mendota residents living within the 210 homes available in the zip code of 24270 are shopping online to compare cheaper and more affordable Mendota, VA home insurance rates. In the great city of Mendota, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $834 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 24270 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 24270 home insurance rates today! Please give us a call now at 1-855-976-2656. For Mendota, VA Homeowners Insurance Quotes, Click to easily get started!

24270 Home Insurance Average Premiums

Local 24270 homeowners insurance quotes comparison

$584 /yr.

Shows Zip Code: 24270 lowest rates with discounts applied on average.

For the 24270, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$584 /yr.
Average Coverage:$834 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1134 /yr.

What is the average home insurance cost for a home in 24270?

  • • The average homeowners insurance premium paid annually for a home in 24270 is around $834 per year.

What does it cost on average per month for home insurance in 24270?

  • • Homeowners in 24270 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24270?

  • • Autoowners in 24270 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mendota area, check out other zip codes nearby 24270.
Review average rates in another zip code:
24270 homeowners insurance rates

Home Replacement Cost Coverage in 24270

Average Building Cost Per Square Foot in 24270: $163

Location: Mendota, Virginia (Washington County)

Average Square Footage in 24270: 1,010 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24270 before you start any project. Mendota homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24270 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24270 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,010 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mendota area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,010$164,700
Additional Upgrades & Added Features$2041,010$205,875
Major Home Updates or Advancements$2451,010$247,050

It's important to understand that when you estimate your replacement cost of your home in the 24270 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24270

Best Home & Auto Insurance Agencies in 24270

Housing Demographics for 24270

Population Review for 24270 Zip Code

For the city of Mendota, the population within 24270 has increased to over 440 residents in population size. The current population total is 455. We have broken down the population based on race below. In 24270, there are over 214 in male population and 241 females.

PopulationValues
Total Population455
White Population428
Black Population7
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population0
Other Population7
Male Population214
Female Population241
Population Estimate440

Household Data for 24270

The average number of homes in 24270 is around 210, there are an average of 2.17 per household. The average house value according to local real estate values is around $164,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode210
Persons Per Household2.17
Average House Value$164,700
Income Per Household$44583
Median Age46.6
Median Age Male46.6
Median Age Female46.8
24270 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityMendota
City Alias NameMENDOTA
CountyWashington
County FIPS191
State FIPS51
Time Zone5
Day Light SavingY
MSA3660
PMSA
CSA304
CBSA28700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKingsport-Bristol, TN-VA
MSA_NameJohnson City-Kingsport-Bristol, TN-VA MS
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees17
Business First Quarter Payroll109
Business Annual Payroll490
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population309544
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential203
Delivery Business4
Delivery Total253
Preferred Last Line KeyX27138
Classification Code
Multi-County
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX27138
Land Area19.287000
Water Area0.323000
City Alias Code
City Mixed CaseMendota
City Alias Mixed CaseMendota
Box Count39
SFDU203
MFDU0
State ANSI51
County ANSI191
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number515808
Unique ZIP Name
SSA State County Code49950
Medicare CBSA Code28700
Medicare CBSA NameKingsport-Bristol, TN-VA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Virginia Homeowners Insurance News & Information

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