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24272 Home Insurance Rates & Premiums

Did you know there are over 517 people living within the 24272 zip code area? There are over 236 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 24272.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Virginia are on the rise. The estimated average premium is around $839 a year for a standard homeowners insurance policy in Nora. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Nora, VA Homeowners Insurance Quotes Online

24272 Home Insurance Average Premiums

Local 24272 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 24272 lowest rates with discounts applied on average.

For the 24272, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1139 /yr.

What is the average home insurance cost for a home in 24272?

  • • The average homeowners insurance premium paid annually for a home in 24272 is around $839 per year.

What does it cost on average per month for home insurance in 24272?

  • • Homeowners in 24272 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24272?

  • • Autoowners in 24272 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nora area, check out other zip codes nearby 24272.
Review average rates in another zip code:
24272 homeowners insurance rates

Home Replacement Cost Coverage in 24272

Average Building Cost Per Square Foot in 24272: $163

Location: Nora, Virginia (Dickenson County)

Average Square Footage in 24272: 466 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24272 before you start any project. Nora homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24272 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24272 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 466 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163466$76,000
Additional Upgrades & Added Features$204466$95,000
Major Home Updates or Advancements$245466$114,000

It's important to understand that when you estimate your replacement cost of your home in the 24272 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24272

Best Home & Auto Insurance Agencies in 24272

Housing Demographics for 24272

Population Review for 24272 Zip Code

For the city of Nora, the population within 24272 has increased to over 499 residents in population size. The current population total is 517. We have broken down the population based on race below. In 24272, there are over 286 in male population and 231 females.

PopulationValues
Total Population517
White Population500
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population1
Other Population1
Male Population286
Female Population231
Population Estimate499

Household Data for 24272

The average number of homes in 24272 is around 236, there are an average of 2.19 per household. The average house value according to local real estate values is around $76,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode236
Persons Per Household2.19
Average House Value$76,000
Income Per Household$28504
Median Age41.1
Median Age Male38.5
Median Age Female47.5
24272 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityNora
City Alias NameNORA
CountyDickenson
County FIPS051
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees14
Business First Quarter Payroll93
Business Annual Payroll421
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential228
Delivery Business2
Delivery Total263
Preferred Last Line KeyX27302
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27302
Land Area23.215000
Water Area0.015000
City Alias Code
City Mixed CaseNora
City Alias Mixed CaseNora
Box Count28
SFDU228
MFDU0
State ANSI51
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516516
Unique ZIP Name
SSA State County Code49250
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseDickenson

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]