Get multiple home insurance quotes in 24279. Our licensed 24279, VA agents are ready to serve you.

24279 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 24279 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pound, VA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 24279 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Virginia, like average Pound homeowners insurance rates, coverage options or home insurance types, please select Pound, VA Home Insurance Rates Online!

24279 Home Insurance Average Premiums

Local 24279 homeowners insurance quotes comparison

$592 /yr.

Shows Zip Code: 24279 lowest rates with discounts applied on average.

For the 24279, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$592 /yr.
Average Coverage:$842 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1142 /yr.

What is the average home insurance cost for a home in 24279?

  • • The average homeowners insurance premium paid annually for a home in 24279 is around $842 per year.

What does it cost on average per month for home insurance in 24279?

  • • Homeowners in 24279 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24279?

  • • Autoowners in 24279 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pound area, check out other zip codes nearby 24279.
Review average rates in another zip code:
24279 homeowners insurance rates

Home Replacement Cost Coverage in 24279

Average Building Cost Per Square Foot in 24279: $163

Location: Pound, Virginia (Wise County)

Average Square Footage in 24279: 510 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24279 before you start any project. Pound homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24279 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24279 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 510 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pound area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163510$83,200
Additional Upgrades & Added Features$204510$104,000
Major Home Updates or Advancements$245510$124,800

It's important to understand that when you estimate your replacement cost of your home in the 24279 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24279

Best Home & Auto Insurance Agencies in 24279

Counts Donnie J Insurance

Address: 8311 Main St Pound, VA 24279
Phone:
Website:
Info:

Housing Demographics for 24279

Population Review for 24279 Zip Code

For the city of Pound, the population within 24279 has increased to over 3,116 residents in population size. The current population total is 4,693. We have broken down the population based on race below. In 24279, there are over 2725 in male population and 1968 females.

PopulationValues
Total Population4,693
White Population4026
Black Population543
Hispanic Population65
Asian Population7
Hawaiian Population0
Indian Population3
Other Population10
Male Population2725
Female Population1968
Population Estimate3116

Household Data for 24279

The average number of homes in 24279 is around 1,663, there are an average of 2.37 per household. The average house value according to local real estate values is around $83,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,663
Persons Per Household2.37
Average House Value$83,200
Income Per Household$40530
Median Age42.1
Median Age Male39.8
Median Age Female46.5
24279 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityPound
City Alias NamePOUND
CountyWise
County FIPS195
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees430
Business First Quarter Payroll3553
Business Annual Payroll16123
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential1315
Delivery Business31
Delivery Total2018
Preferred Last Line KeyX27441
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27441
Land Area79.268000
Water Area0.455000
City Alias Code
City Mixed CasePound
City Alias Mixed CasePound
Box Count555
SFDU1281
MFDU0
State ANSI51
County ANSI195
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number517260
Unique ZIP Name
SSA State County Code49970
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseWise

Virginia Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]