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Home Insurance Rates in 24322

For homeowners shopping online in 24322, our insurance rates are very competitive for homeowners living in Cripple Creek, VA. Many homeowners based out of the great city of Cripple Creek have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 24322, simply click the "Get Multiple Quotes Now" button. Your 24322 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Cripple Creek, VA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

24322 Home Insurance Rating is: Medium!

If you live in 24322, you can easily save up to 40% off the average home insurance premium of $835 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Cripple Creek can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 24322 today!

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24322 Home Insurance Average Premiums

Local 24322 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 24322 lowest rates with discounts applied on average.

For the 24322, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 24322?

  • • The average homeowners insurance premium paid annually for a home in 24322 is around $835 per year.

What does it cost on average per month for home insurance in 24322?

  • • Homeowners in 24322 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24322?

  • • Autoowners in 24322 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cripple Creek area, check out other zip codes nearby 24322.
Review average rates in another zip code:
24322 homeowners insurance rates

Home Replacement Cost Coverage in 24322

Average Building Cost Per Square Foot in 24322: $163

Location: Cripple Creek, Virginia (Wythe County)

Average Square Footage in 24322: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24322 before you start any project. Cripple Creek homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24322 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24322 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cripple Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 24322 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24322

Best Home & Auto Insurance Agencies in 24322

Housing Demographics for 24322

Population Review for 24322 Zip Code

For the city of Cripple Creek, the population within 24322 has increased to over 169 residents in population size. The current population total is 190. We have broken down the population based on race below. In 24322, there are over 118 in male population and 72 females.

PopulationValues
Total Population190
White Population185
Black Population2
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population118
Female Population72
Population Estimate169

Household Data for 24322

The average number of homes in 24322 is around 101, there are an average of 1.88 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode101
Persons Per Household1.88
Average House Value$165,000
Income Per Household$0
Median Age44.4
Median Age Male45.0
Median Age Female41.5
24322 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code276
CityCripple Creek
City Alias NameCRIPPLE CREEK
CountyWythe
County FIPS197
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential90
Delivery Business1
Delivery Total91
Preferred Last Line Key014509
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key014509
Land Area17.736000
Water Area0.071000
City Alias Code
City Mixed CaseCripple Creek
City Alias Mixed CaseCripple Creek
Box Count0
SFDU90
MFDU0
State ANSI51
County ANSI197
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number517890
Unique ZIP Name
SSA State County Code49980
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseWythe

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