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24437, VA Home Insurance

In the zip code of 24437, the population size is around 1,048, which consists of 391 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Fort Defiance, VA. A few years ago, a study was done and found that the average home insurance rates for Virginia are around $871 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 24437 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Fort Defiance. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Fort Defiance, VA Homeowners Insurance Online Rates Today!

24437 Home Insurance Average Premiums

Local 24437 homeowners insurance quotes comparison

$621 /yr.

Shows Zip Code: 24437 lowest rates with discounts applied on average.

For the 24437, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$621 /yr.
Average Coverage:$871 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1171 /yr.

What is the average home insurance cost for a home in 24437?

  • • The average homeowners insurance premium paid annually for a home in 24437 is around $871 per year.

What does it cost on average per month for home insurance in 24437?

  • • Homeowners in 24437 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 24437?

  • • Autoowners in 24437 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Defiance area, check out other zip codes nearby 24437.
Review average rates in another zip code:
24437 homeowners insurance rates

Home Replacement Cost Coverage in 24437

Average Building Cost Per Square Foot in 24437: $163

Location: Fort Defiance, Virginia (Augusta County)

Average Square Footage in 24437: 1,451 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24437 before you start any project. Fort Defiance homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24437 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24437 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,451 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Defiance area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,451$236,500
Additional Upgrades & Added Features$2041,451$295,625
Major Home Updates or Advancements$2451,451$354,750

It's important to understand that when you estimate your replacement cost of your home in the 24437 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24437

Best Home & Auto Insurance Agencies in 24437

Housing Demographics for 24437

Population Review for 24437 Zip Code

For the city of Fort Defiance, the population within 24437 has increased to over 999 residents in population size. The current population total is 1,048. We have broken down the population based on race below. In 24437, there are over 477 in male population and 571 females.

PopulationValues
Total Population1,048
White Population954
Black Population25
Hispanic Population31
Asian Population2
Hawaiian Population2
Indian Population2
Other Population19
Male Population477
Female Population571
Population Estimate999

Household Data for 24437

The average number of homes in 24437 is around 391, there are an average of 2.68 per household. The average house value according to local real estate values is around $236,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode391
Persons Per Household2.68
Average House Value$236,500
Income Per Household$74334
Median Age47.9
Median Age Male43.9
Median Age Female49.1
24437 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code540
CityFort Defiance
City Alias NameFORT DEFIANCE
CountyAugusta
County FIPS015
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA277
CBSA44420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameStaunton-Stuarts Draft, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees26
Business First Quarter Payroll177
Business Annual Payroll920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population118502
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential373
Delivery Business4
Delivery Total415
Preferred Last Line Key003904
Classification Code
Multi-County
CSA NameHarrisonburg-Staunton-Stuarts Draft, VA
CBSA_DIV_Name
City State Key003904
Land Area10.957000
Water Area0.098000
City Alias Code
City Mixed CaseFort Defiance
City Alias Mixed CaseFort Defiance
Box Count20
SFDU373
MFDU0
State ANSI51
County ANSI015
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516192
Unique ZIP Name
SSA State County Code49070
Medicare CBSA Code44420
Medicare CBSA NameStaunton, VA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseAugusta

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