Get multiple home insurance quotes in 24467. Our licensed 24467, VA agents are ready to serve you.

24467 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 24467 zip code it's important to know that our rates are very competitive for homeowners living in Mount Sidney, VA. Many homeowners based out of your 24467 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 24467 should appear in the zip code field ready to go. For Mount Sidney, VA Homeowners Insurance Quotes nearby, we offer the best rates and service.

24467: Average Home Insurance Rates

For homeowners living in the great city of Mount Sidney, the average homeowners policy is considered medium in comparison to other states. Virginia premiums are estimated to be around $858 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 24467 Home Insurance Quotes!

24467 Home Insurance Average Premiums

Local 24467 homeowners insurance quotes comparison

$608 /yr.

Shows Zip Code: 24467 lowest rates with discounts applied on average.

For the 24467, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$608 /yr.
Average Coverage:$858 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1158 /yr.

What is the average home insurance cost for a home in 24467?

  • • The average homeowners insurance premium paid annually for a home in 24467 is around $858 per year.

What does it cost on average per month for home insurance in 24467?

  • • Homeowners in 24467 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 24467?

  • • Autoowners in 24467 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Sidney area, check out other zip codes nearby 24467.
Review average rates in another zip code:
24467 homeowners insurance rates

Home Replacement Cost Coverage in 24467

Average Building Cost Per Square Foot in 24467: $163

Location: Mount Sidney, Virginia (Augusta County)

Average Square Footage in 24467: 1,907 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24467 before you start any project. Mount Sidney homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24467 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24467 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,907 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Sidney area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,907$310,800
Additional Upgrades & Added Features$2041,907$388,500
Major Home Updates or Advancements$2451,907$466,200

It's important to understand that when you estimate your replacement cost of your home in the 24467 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24467

Best Home & Auto Insurance Agencies in 24467

Housing Demographics for 24467

Population Review for 24467 Zip Code

For the city of Mount Sidney, the population within 24467 has increased to over 2,109 residents in population size. The current population total is 2,204. We have broken down the population based on race below. In 24467, there are over 1139 in male population and 1065 females.

PopulationValues
Total Population2,204
White Population2082
Black Population23
Hispanic Population37
Asian Population6
Hawaiian Population0
Indian Population3
Other Population12
Male Population1139
Female Population1065
Population Estimate2109

Household Data for 24467

The average number of homes in 24467 is around 876, there are an average of 2.52 per household. The average house value according to local real estate values is around $310,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode876
Persons Per Household2.52
Average House Value$310,800
Income Per Household$87917
Median Age49.4
Median Age Male48.3
Median Age Female50.7
24467 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityMount Sidney
City Alias NameMOUNT SIDNEY
CountyAugusta
County FIPS015
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA277
CBSA44420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameStaunton-Stuarts Draft, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees176
Business First Quarter Payroll1473
Business Annual Payroll7122
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population118502
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential837
Delivery Business15
Delivery Total947
Preferred Last Line KeyX27214
Classification Code
Multi-County
CSA NameHarrisonburg-Staunton-Stuarts Draft, VA
CBSA_DIV_Name
City State KeyX27214
Land Area24.238000
Water Area0.167000
City Alias Code
City Mixed CaseMount Sidney
City Alias Mixed CaseMount Sidney
Box Count81
SFDU837
MFDU0
State ANSI51
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516192
Unique ZIP Name
SSA State County Code49070
Medicare CBSA Code44420
Medicare CBSA NameStaunton, VA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseAugusta

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]