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Homeowners Insurance in 24476

For homeowners living in 24476, you want more affordable home insurance rates in Steeles Tavern, right? Our rates are very competitive for homeowners living in the great city of Steeles Tavern, VA. Many homeowners living in the 24476 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 24476 should appear in the zip code field ready to go. Comparing Steeles Tavern, VA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

24476 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Steeles Tavern pay around $836 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Virginia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 24476 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Steeles Tavern homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Virginia home insurance premium today!

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24476 Home Insurance Average Premiums

Local 24476 homeowners insurance quotes comparison

$586 /yr.

Shows Zip Code: 24476 lowest rates with discounts applied on average.

For the 24476, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$586 /yr.
Average Coverage:$836 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1136 /yr.

What is the average home insurance cost for a home in 24476?

  • • The average homeowners insurance premium paid annually for a home in 24476 is around $836 per year.

What does it cost on average per month for home insurance in 24476?

  • • Homeowners in 24476 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24476?

  • • Autoowners in 24476 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Steeles Tavern area, check out other zip codes nearby 24476.
Review average rates in another zip code:
24476 homeowners insurance rates

Home Replacement Cost Coverage in 24476

Average Building Cost Per Square Foot in 24476: $163

Location: Steeles Tavern, Virginia (Augusta County)

Average Square Footage in 24476: 857 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24476 before you start any project. Steeles Tavern homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24476 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24476 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 857 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Steeles Tavern area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163857$139,700
Additional Upgrades & Added Features$204857$174,625
Major Home Updates or Advancements$245857$209,550

It's important to understand that when you estimate your replacement cost of your home in the 24476 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24476

Best Home & Auto Insurance Agencies in 24476

Housing Demographics for 24476

Population Review for 24476 Zip Code

For the city of Steeles Tavern, the population within 24476 has increased to over 334 residents in population size. The current population total is 315. We have broken down the population based on race below. In 24476, there are over 150 in male population and 165 females.

PopulationValues
Total Population315
White Population300
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population150
Female Population165
Population Estimate334

Household Data for 24476

The average number of homes in 24476 is around 128, there are an average of 2.46 per household. The average house value according to local real estate values is around $139,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode128
Persons Per Household2.46
Average House Value$139,700
Income Per Household$66688
Median Age50.2
Median Age Male47.5
Median Age Female50.6
24476 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias AbbreviationSTEELES TAVRN
Area Code540
CitySteeles Tavern
City Alias NameSTEELES TAVERN
CountyAugusta
County FIPS015
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA277
CBSA44420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameStaunton-Stuarts Draft, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees25
Business First Quarter Payroll166
Business Annual Payroll826
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population118502
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential136
Delivery Business4
Delivery Total190
Preferred Last Line KeyX27756
Classification Code
Multi-County
CSA NameHarrisonburg-Staunton-Stuarts Draft, VA
CBSA_DIV_Name
City State KeyX27756
Land Area7.367000
Water Area0.007000
City Alias Code
City Mixed CaseSteeles Tavern
City Alias Mixed CaseSteeles Tavern
Box Count42
SFDU136
MFDU0
State ANSI51
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number518562
Unique ZIP Name
SSA State County Code49070
Medicare CBSA Code44420
Medicare CBSA NameStaunton, VA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseAugusta

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