Get multiple home insurance quotes in 24487. Our licensed 24487, VA agents are ready to serve you.

24487 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 24487? There are over 127 occupied homes in the 24487 area. With a population size of 286, it's not uncommon for residence of Williamsville, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $863 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 24487 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Williamsville, VA Home Insurance Rate Quotes

24487 Home Insurance Average Premiums

Local 24487 homeowners insurance quotes comparison

$613 /yr.

Shows Zip Code: 24487 lowest rates with discounts applied on average.

For the 24487, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$613 /yr.
Average Coverage:$863 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1163 /yr.

What is the average home insurance cost for a home in 24487?

  • • The average homeowners insurance premium paid annually for a home in 24487 is around $863 per year.

What does it cost on average per month for home insurance in 24487?

  • • Homeowners in 24487 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 24487?

  • • Autoowners in 24487 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Williamsville area, check out other zip codes nearby 24487.
Review average rates in another zip code:
24487 homeowners insurance rates

Home Replacement Cost Coverage in 24487

Average Building Cost Per Square Foot in 24487: $163

Location: Williamsville, Virginia (Bath County)

Average Square Footage in 24487: 1,918 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24487 before you start any project. Williamsville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24487 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24487 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,918 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Williamsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,918$312,700
Additional Upgrades & Added Features$2041,918$390,875
Major Home Updates or Advancements$2451,918$469,050

It's important to understand that when you estimate your replacement cost of your home in the 24487 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24487

Best Home & Auto Insurance Agencies in 24487

Housing Demographics for 24487

Population Review for 24487 Zip Code

For the city of Williamsville, the population within 24487 has increased to over 326 residents in population size. The current population total is 286. We have broken down the population based on race below. In 24487, there are over 125 in male population and 161 females.

PopulationValues
Total Population286
White Population275
Black Population0
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population125
Female Population161
Population Estimate326

Household Data for 24487

The average number of homes in 24487 is around 127, there are an average of 2.25 per household. The average house value according to local real estate values is around $312,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode127
Persons Per Household2.25
Average House Value$312,700
Income Per Household$70392
Median Age57.4
Median Age Male61.8
Median Age Female54.5
24487 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityWilliamsville
City Alias NameWILLIAMSVILLE
CountyBath
County FIPS017
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees30
Business First Quarter Payroll301
Business Annual Payroll1379
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential145
Delivery Business4
Delivery Total189
Preferred Last Line KeyX28001
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX28001
Land Area91.167000
Water Area0.122000
City Alias Code
City Mixed CaseWilliamsville
City Alias Mixed CaseWilliamsville
Box Count13
SFDU145
MFDU0
State ANSI51
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number519775
Unique ZIP Name
SSA State County Code49080
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseBath

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]