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Homeowners Insurance in 24549

For homeowners living in 24549, you want more affordable home insurance rates in Dry Fork, right? Our rates are very competitive for homeowners living in the great city of Dry Fork, VA. Many homeowners living in the 24549 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 24549 should appear in the zip code field ready to go. Comparing Dry Fork, VA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

24549 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Dry Fork pay around $821 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Virginia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 24549 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Dry Fork homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Virginia home insurance premium today!

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24549 Home Insurance Average Premiums

Local 24549 homeowners insurance quotes comparison

$571 /yr.

Shows Zip Code: 24549 lowest rates with discounts applied on average.

For the 24549, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$571 /yr.
Average Coverage:$821 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1121 /yr.

What is the average home insurance cost for a home in 24549?

  • • The average homeowners insurance premium paid annually for a home in 24549 is around $821 per year.

What does it cost on average per month for home insurance in 24549?

  • • Homeowners in 24549 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 24549?

  • • Autoowners in 24549 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dry Fork area, check out other zip codes nearby 24549.
Review average rates in another zip code:
24549 homeowners insurance rates

Home Replacement Cost Coverage in 24549

Average Building Cost Per Square Foot in 24549: $163

Location: Dry Fork, Virginia (Pittsylvania County)

Average Square Footage in 24549: 729 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24549 before you start any project. Dry Fork homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24549 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24549 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 729 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dry Fork area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163729$118,900
Additional Upgrades & Added Features$204729$148,625
Major Home Updates or Advancements$245729$178,350

It's important to understand that when you estimate your replacement cost of your home in the 24549 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24549

Best Home & Auto Insurance Agencies in 24549

Housing Demographics for 24549

Population Review for 24549 Zip Code

For the city of Dry Fork, the population within 24549 has increased to over 4,335 residents in population size. The current population total is 4,121. We have broken down the population based on race below. In 24549, there are over 1995 in male population and 2126 females.

PopulationValues
Total Population4,121
White Population3440
Black Population468
Hispanic Population107
Asian Population12
Hawaiian Population3
Indian Population13
Other Population47
Male Population1995
Female Population2126
Population Estimate4335

Household Data for 24549

The average number of homes in 24549 is around 1,697, there are an average of 2.43 per household. The average house value according to local real estate values is around $118,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,697
Persons Per Household2.43
Average House Value$118,900
Income Per Household$48893
Median Age44.4
Median Age Male42.8
Median Age Female45.3
24549 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code434
CityDry Fork
City Alias NameDRY FORK
CountyPittsylvania
County FIPS143
State FIPS51
Time Zone5
Day Light SavingY
MSA1950
PMSA
CSA
CBSA19260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDanville, VA
MSA_NameDanville, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees166
Business First Quarter Payroll1307
Business Annual Payroll5743
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population106561
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential1784
Delivery Business30
Delivery Total1860
Preferred Last Line KeyX26516
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26516
Land Area51.493000
Water Area0.118000
City Alias Code
City Mixed CaseDry Fork
City Alias Mixed CaseDry Fork
Box Count38
SFDU1777
MFDU0
State ANSI51
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number512676
Unique ZIP Name
SSA State County Code49710
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePittsylvania

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