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24571 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 24571 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Lynch Station, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 24571.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 24571 and start shopping.

Quickly and Easily Compare Average Rates for 24571

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lynch Station, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 24571

Homeowners in Lynch Station are paying roughly $808 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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24571 Home Insurance Average Premiums

Local 24571 homeowners insurance quotes comparison

$558 /yr.

Shows Zip Code: 24571 lowest rates with discounts applied on average.

For the 24571, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$558 /yr.
Average Coverage:$808 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1108 /yr.

What is the average home insurance cost for a home in 24571?

  • • The average homeowners insurance premium paid annually for a home in 24571 is around $808 per year.

What does it cost on average per month for home insurance in 24571?

  • • Homeowners in 24571 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 24571?

  • • Autoowners in 24571 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lynch Station area, check out other zip codes nearby 24571.
Review average rates in another zip code:
24571 homeowners insurance rates

Home Replacement Cost Coverage in 24571

Average Building Cost Per Square Foot in 24571: $163

Location: Lynch Station, Virginia (Campbell County)

Average Square Footage in 24571: 718 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24571 before you start any project. Lynch Station homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24571 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24571 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 718 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lynch Station area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163718$117,000
Additional Upgrades & Added Features$204718$146,250
Major Home Updates or Advancements$245718$175,500

It's important to understand that when you estimate your replacement cost of your home in the 24571 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24571

Best Home & Auto Insurance Agencies in 24571

Housing Demographics for 24571

Population Review for 24571 Zip Code

For the city of Lynch Station, the population within 24571 has increased to over 1,956 residents in population size. The current population total is 1,904. We have broken down the population based on race below. In 24571, there are over 964 in male population and 940 females.

PopulationValues
Total Population1,904
White Population1537
Black Population263
Hispanic Population22
Asian Population7
Hawaiian Population0
Indian Population2
Other Population13
Male Population964
Female Population940
Population Estimate1956

Household Data for 24571

The average number of homes in 24571 is around 839, there are an average of 2.27 per household. The average house value according to local real estate values is around $117,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode839
Persons Per Household2.27
Average House Value$117,000
Income Per Household$44226
Median Age53.5
Median Age Male56.1
Median Age Female51.2
24571 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code434
CityLynch Station
City Alias NameLYNCH STATION
CountyCampbell
County FIPS031
State FIPS51
Time Zone5
Day Light SavingY
MSA4640
PMSA
CSA
CBSA31340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLynchburg, VA
MSA_NameLynchburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees64
Business First Quarter Payroll354
Business Annual Payroll1590
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population252634
CBSA Division Population0
Congressional District05|09
Congressional LandArea10029.79|9113.87
Delivery Residential862
Delivery Business15
Delivery Total970
Preferred Last Line KeyX27045
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27045
Land Area51.005000
Water Area1.347000
City Alias Code
City Mixed CaseLynch Station
City Alias Mixed CaseLynch Station
Box Count86
SFDU858
MFDU0
State ANSI51
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number515412
Unique ZIP Name
SSA State County Code49150
Medicare CBSA Code31340
Medicare CBSA NameLynchburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseCampbell

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