Get multiple home insurance quotes in 24592. Our licensed 24592, VA agents are ready to serve you.

24592 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 24592? Our rates are very competitive for homeowners living in South Boston, VA. Many homeowners based out of your 24592 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 24592 should appear in the zip code field ready to go. For South Boston, VA Home Insurance Rate Quotes click to review the best rates and service online!

24592 Average Premium is Rated: Medium!

Homeowners living in 24592 can easily save up to 40% off the average home insurance premium of $984 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in South Boston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 24592 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 24592!

24592 Home Insurance Average Premiums

Local 24592 homeowners insurance quotes comparison

$734 /yr.

Shows Zip Code: 24592 lowest rates with discounts applied on average.

For the 24592, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$734 /yr.
Average Coverage:$984 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1284 /yr.

What is the average home insurance cost for a home in 24592?

  • • The average homeowners insurance premium paid annually for a home in 24592 is around $984 per year.

What does it cost on average per month for home insurance in 24592?

  • • Homeowners in 24592 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 24592?

  • • Autoowners in 24592 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within South Boston, check out other zip codes nearby 24592.
To review average rates in another zip code, click on a zip code below:
24592  | 

Home Replacement Cost Coverage in 24592

Average Building Cost Per Square Foot in 24592: $163

Location: South Boston, Virginia (Halifax County)

Average Square Footage in 24592: 875 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24592 before you start any project. South Boston homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24592 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24592 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 875 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163875$142,600
Additional Upgrades & Added Features$204875$178,250
Major Home Updates or Advancements$245875$213,900

It's important to understand that when you estimate your replacement cost of your home in the 24592 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Housing Demographics for 24592

Population Review for 24592 Zip Code

For the city of South Boston, the population within 24592 has increased to over 13,836 residents in population size. The current population total is 13,453. We have broken down the population based on race below. In 24592, there are over 6322 in male population and 7131 females.

PopulationValues
Total Population13,453
White Population7118
Black Population5528
Hispanic Population408
Asian Population139
Hawaiian Population0
Indian Population34
Other Population242
Male Population6322
Female Population7131
Population Estimate13836

Household Data for 24592

The average number of homes in 24592 is around 5,728, there are an average of 2.24 per household. The average house value according to local real estate values is around $142,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,728
Persons Per Household2.24
Average House Value$142,600
Income Per Household$49658
Median Age45.7
Median Age Male43.1
Median Age Female48.0
24592 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code434
CitySouth Boston
City Alias NameSOUTH BOSTON
CountyHalifax
County FIPS083
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses439
Number Of Employees7850
Business First Quarter Payroll81178
Business Annual Payroll335666
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential6177
Delivery Business537
Delivery Total7252
Preferred Last Line KeyX27674
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27674
Land Area125.511000
Water Area1.390000
City Alias Code
City Mixed CaseSouth Boston
City Alias Mixed CaseSouth Boston
Box Count312
SFDU5475
MFDU237
State ANSI51
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number518400
Unique ZIP Name
SSA State County Code49410
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseHalifax

Virginia Homeowners Insurance News & Information

  • California Homeowners Insurance Quotes: Compare Coverage, Save More & Find Affordable Rates Posted on Thursday 11th June, 2026

    Finding affordable California homeowners insurance has become more challenging than ever. Rising rebuild costs, wildfire exposure, changing underwriting guidelines, and carrier availability have caused many homeowners across California to shop their home insurance coverage more frequently to protect both their property and their budget. If you are comparing California home insurance quotes, now is one […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Tuesday 19th May, 2026

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026

    California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]