Get multiple home insurance quotes in 24612. Our licensed 24612, VA agents are ready to serve you.

24612, VA Homeowners Insurance Rates

With a population size of 293 and with 128 occupied homes in the 24612 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Doran, VA are around $820 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Doran, Virginia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Virginia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Doran, VA.

For Virginia home insurance information, including average Doran home insurance rates, coverage options or the different homeowners insurance types, please select Doran, VA Home Insurance Quotes Now!

24612 Home Insurance Average Premiums

Local 24612 homeowners insurance quotes comparison

$570 /yr.

Shows Zip Code: 24612 lowest rates with discounts applied on average.

For the 24612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$570 /yr.
Average Coverage:$820 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1120 /yr.

What is the average home insurance cost for a home in 24612?

  • • The average homeowners insurance premium paid annually for a home in 24612 is around $820 per year.

What does it cost on average per month for home insurance in 24612?

  • • Homeowners in 24612 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 24612?

  • • Autoowners in 24612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Doran area, check out other zip codes nearby 24612.
Review average rates in another zip code:
24612 homeowners insurance rates

Home Replacement Cost Coverage in 24612

Average Building Cost Per Square Foot in 24612: $163

Location: Doran, Virginia (Tazewell County)

Average Square Footage in 24612: 729 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24612 before you start any project. Doran homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 729 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Doran area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163729$118,800
Additional Upgrades & Added Features$204729$148,500
Major Home Updates or Advancements$245729$178,200

It's important to understand that when you estimate your replacement cost of your home in the 24612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24612

Best Home & Auto Insurance Agencies in 24612

Housing Demographics for 24612

Population Review for 24612 Zip Code

For the city of Doran, the population within 24612 has increased to over 0 residents in population size. The current population total is 293. We have broken down the population based on race below. In 24612, there are over 176 in male population and 117 females.

PopulationValues
Total Population293
White Population265
Black Population2
Hispanic Population6
Asian Population7
Hawaiian Population0
Indian Population0
Other Population2
Male Population176
Female Population117
Population Estimate0

Household Data for 24612

The average number of homes in 24612 is around 128, there are an average of 2.29 per household. The average house value according to local real estate values is around $118,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode128
Persons Per Household2.29
Average House Value$118,800
Income Per Household$27619
Median Age48.7
Median Age Male45.0
Median Age Female55.1
24612 DetailsValues
StateVA
State Full NameVirginia
City TypeZ
City Alias Abbreviation
Area Code276
CityDoran
City Alias NameDORAN
CountyTazewell
County FIPS185
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA14140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBluefield, WV-VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees21
Business First Quarter Payroll80
Business Annual Payroll360
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107342
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential0
Delivery Business0
Delivery Total312
Preferred Last Line KeyX26500
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26500
Land Area1.084000
Water Area0.001000
City Alias Code
City Mixed CaseDoran
City Alias Mixed CaseDoran
Box Count240
SFDU0
MFDU0
State ANSI51
County ANSI185
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number512598
Unique ZIP Name
SSA State County Code49920
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseTazewell

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]