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24620 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 24620 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Hurley, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 24620.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 24620 and start shopping.

Quickly and Easily Compare Average Rates for 24620

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hurley, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 24620

Homeowners in Hurley are paying roughly $839 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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24620 Home Insurance Average Premiums

Local 24620 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 24620 lowest rates with discounts applied on average.

For the 24620, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1139 /yr.

What is the average home insurance cost for a home in 24620?

  • • The average homeowners insurance premium paid annually for a home in 24620 is around $839 per year.

What does it cost on average per month for home insurance in 24620?

  • • Homeowners in 24620 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24620?

  • • Autoowners in 24620 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hurley area, check out other zip codes nearby 24620.
Review average rates in another zip code:
24620 homeowners insurance rates

Home Replacement Cost Coverage in 24620

Average Building Cost Per Square Foot in 24620: $163

Location: Hurley, Virginia (Buchanan County)

Average Square Footage in 24620: 373 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24620 before you start any project. Hurley homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24620 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24620 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 373 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hurley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163373$60,800
Additional Upgrades & Added Features$204373$76,000
Major Home Updates or Advancements$245373$91,200

It's important to understand that when you estimate your replacement cost of your home in the 24620 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24620

Best Home & Auto Insurance Agencies in 24620

Housing Demographics for 24620

Population Review for 24620 Zip Code

For the city of Hurley, the population within 24620 has increased to over 1,888 residents in population size. The current population total is 2,208. We have broken down the population based on race below. In 24620, there are over 1122 in male population and 1086 females.

PopulationValues
Total Population2,208
White Population2180
Black Population3
Hispanic Population7
Asian Population2
Hawaiian Population0
Indian Population0
Other Population0
Male Population1122
Female Population1086
Population Estimate1888

Household Data for 24620

The average number of homes in 24620 is around 959, there are an average of 2.30 per household. The average house value according to local real estate values is around $60,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode959
Persons Per Household2.30
Average House Value$60,800
Income Per Household$32870
Median Age48.2
Median Age Male49.3
Median Age Female47.1
24620 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityHurley
City Alias NameHURLEY
CountyBuchanan
County FIPS027
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees104
Business First Quarter Payroll554
Business Annual Payroll2520
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05|09
Congressional LandArea10029.79|9113.87
Delivery Residential821
Delivery Business16
Delivery Total1158
Preferred Last Line KeyX26872
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26872
Land Area71.294000
Water Area0.083000
City Alias Code
City Mixed CaseHurley
City Alias Mixed CaseHurley
Box Count299
SFDU821
MFDU0
State ANSI51
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number514476
Unique ZIP Name
SSA State County Code49130
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseBuchanan

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]