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Searching for Homeowners Insurance in 24634

If you are a homeowners that lives in 24634 you may be searching for more affordable homeowners insurance in Pilgrims Knob. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Pilgrims Knob, VA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Virginia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 24634 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pilgrims Knob, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 24634 Home Insurance Costs: medium!

In Pilgrims Knob, homeowners are paying roughly $851 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 24634 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Pilgrims Knob are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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24634 Home Insurance Average Premiums

Local 24634 homeowners insurance quotes comparison

$601 /yr.

Shows Zip Code: 24634 lowest rates with discounts applied on average.

For the 24634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$601 /yr.
Average Coverage:$851 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1151 /yr.

What is the average home insurance cost for a home in 24634?

  • • The average homeowners insurance premium paid annually for a home in 24634 is around $851 per year.

What does it cost on average per month for home insurance in 24634?

  • • Homeowners in 24634 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 24634?

  • • Autoowners in 24634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pilgrims Knob area, check out other zip codes nearby 24634.
Review average rates in another zip code:
24634 homeowners insurance rates

Home Replacement Cost Coverage in 24634

Average Building Cost Per Square Foot in 24634: $163

Location: Pilgrims Knob, Virginia (Buchanan County)

Average Square Footage in 24634: 630 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24634 before you start any project. Pilgrims Knob homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 630 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pilgrims Knob area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163630$102,700
Additional Upgrades & Added Features$204630$128,375
Major Home Updates or Advancements$245630$154,050

It's important to understand that when you estimate your replacement cost of your home in the 24634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24634

Best Home & Auto Insurance Agencies in 24634

Housing Demographics for 24634

Population Review for 24634 Zip Code

For the city of Pilgrims Knob, the population within 24634 has increased to over 323 residents in population size. The current population total is 446. We have broken down the population based on race below. In 24634, there are over 213 in male population and 233 females.

PopulationValues
Total Population446
White Population430
Black Population0
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population2
Other Population0
Male Population213
Female Population233
Population Estimate323

Household Data for 24634

The average number of homes in 24634 is around 189, there are an average of 2.36 per household. The average house value according to local real estate values is around $102,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode189
Persons Per Household2.36
Average House Value$102,700
Income Per Household$36875
Median Age53.4
Median Age Male46.8
Median Age Female59.5
24634 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code276
CityPilgrims Knob
City Alias NamePILGRIMS KNOB
CountyBuchanan
County FIPS027
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees13
Business First Quarter Payroll213
Business Annual Payroll961
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|09
Congressional LandArea3684.32|9113.87
Delivery Residential137
Delivery Business2
Delivery Total262
Preferred Last Line KeyX27415
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27415
Land Area14.853000
Water Area0.018000
City Alias Code
City Mixed CasePilgrims Knob
City Alias Mixed CasePilgrims Knob
Box Count120
SFDU137
MFDU0
State ANSI51
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number517128
Unique ZIP Name
SSA State County Code49130
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseBuchanan

Virginia Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]