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98001 Home Insurance Rates & Premiums
Did you know there are over 36,073 people living within the 98001 zip code area? There are over 11,657 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 98001.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Washington are on the rise. The estimated average premium is around $742 a year for a standard homeowners insurance policy in Auburn. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
98001 Home Insurance Average Premiums
$492 /yr.
Shows Zip Code: 98001 lowest rates with discounts applied on average.
For the 98001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $492 /yr. |
| Average Coverage: | $742 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1042 /yr. |
What is the average home insurance cost for a home in 98001?
- • The average homeowners insurance premium paid annually for a home in 98001 is around $742 per year.
What does it cost on average per month for home insurance in 98001?
- • Homeowners in 98001 pay a monthly average cost per month around $62.00.
What kind of discount could I get if I combine my home and auto insurance together in 98001?
- • Autoowners in 98001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Auburn area, check out other zip codes nearby 98001.
Review average rates in another zip code:
98092 homeowners insurance rates
98002 homeowners insurance rates
98001 homeowners insurance rates
Home Replacement Cost Coverage in 98001
Average Building Cost Per Square Foot in 98001: $242
Location: Auburn, Washington (King County)Average Square Footage in 98001: 1,648 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 98001 before you start any project. Auburn homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 98001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,648 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $242 | 1,648 | $398,800 |
| Additional Upgrades & Added Features | $303 | 1,648 | $498,500 |
| Major Home Updates or Advancements | $363 | 1,648 | $598,200 |
It's important to understand that when you estimate your replacement cost of your home in the 98001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 98001
Best Home & Auto Insurance Agencies in 98001
BI Balcos Insurance | Auto Insurance | Home Insurance | Life Insurance
Address: Tacoma, WA 98001Phone:
Website: http://www.balcosinsurance.com/
Info:
Dan Marek Insurance
Address: Tacoma, WA 98001Phone:
Website: http://www.danmarekinsurance.com/
Info:
O'Day Insurance
Address: 1445 W Valley Hwy N Auburn, WA 98001Phone:
Website: http://www.elocallisting.com/local/Insurance/ODay_Insurance2364_2.html
Info:
Nitin Maharaj- Farmers Insurance
Address: 32129 Weyerhaeuser Way S, Ste 102 Federal Way, WA 98001Phone:
Website: http://www.seattle.citysearch.com/profile/668150710/federal_way_wa/nitin_maharaj_farmers_insurance.html
Info:
1st Choice Insurance
Address: Puyallup, WA 98001Phone:
Website: http://www.1stchoiceinsurance.biz/
Info:
Housing Demographics for 98001
Population Review for 98001 Zip Code
For the city of Auburn, the population within 98001 has increased to over 37,954 residents in population size. The current population total is 36,073. We have broken down the population based on race below. In 98001, there are over 18219 in male population and 17854 females.
| Population | Values |
|---|---|
| Total Population | 36,073 |
| White Population | 19739 |
| Black Population | 2447 |
| Hispanic Population | 4722 |
| Asian Population | 6445 |
| Hawaiian Population | 715 |
| Indian Population | 360 |
| Other Population | 2452 |
| Male Population | 18219 |
| Female Population | 17854 |
| Population Estimate | 37954 |
Household Data for 98001
The average number of homes in 98001 is around 11,657, there are an average of 3.08 per household. The average house value according to local real estate values is around $398,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 11,657 |
| Persons Per Household | 3.08 |
| Average House Value | $398,800 |
| Income Per Household | $95605 |
| Median Age | 38.5 |
| Median Age Male | 37.9 |
| Median Age Female | 39.0 |
| 98001 Details | Values |
|---|---|
| State | WA |
| State Full Name | Washington |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 253 |
| City | Auburn |
| City Alias Name | AUBURN |
| County | King |
| County FIPS | 033 |
| State FIPS | 53 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 7602 |
| PMSA | 7600 |
| CSA | 500 |
| CBSA | 42660 |
| CBSA_DIV | 42644 |
| CBSA_Type | Metro |
| CBSA_Name | Seattle-Tacoma-Bellevue, WA |
| MSA_Name | Seattle-Tacoma-Bremerton, WA CMSA |
| PMSA_Name | Seattle-Bellevue-Everett, WA PMSA |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1298 |
| Number Of Employees | 27500 |
| Business First Quarter Payroll | 432134 |
| Business Annual Payroll | 1835582 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 3439809 |
| CBSA Division Population | 1931249 |
| Congressional District | 08|09|10 |
| Congressional LandArea | 7359.7|183.43|826.67 |
| Delivery Residential | 12323 |
| Delivery Business | 1066 |
| Delivery Total | 12989 |
| Preferred Last Line Key | Z16461 |
| Classification Code | |
| Multi-County | |
| CSA Name | Seattle-Tacoma, WA |
| CBSA_DIV_Name | Seattle-Bellevue-Kent, WA |
| City State Key | Z16461 |
| Land Area | 18.635000 |
| Water Area | 0.290000 |
| City Alias Code | |
| City Mixed Case | Auburn |
| City Alias Mixed Case | Auburn |
| Box Count | 0 |
| SFDU | 6279 |
| MFDU | 1285 |
| State ANSI | 53 |
| County ANSI | 033 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 540490 |
| Unique ZIP Name | |
| SSA State County Code | 50160 |
| Medicare CBSA Code | 42644 |
| Medicare CBSA Name | Seattle-Bellevue-Kent, WA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | King |
Washington Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]