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If you live in the 98011 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Bothell have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our WA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 98011 and then compare quotes from a variety of nationwide insurance companies.

98011 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 98011 the average premium for homeowners coverage is $609 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 98011. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 98011 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Bothell, WA home insurance quotes in your area.

98011 Home Insurance Average Premiums

Local 98011 homeowners insurance quotes comparison

$359 /yr.

Shows Zip Code: 98011 lowest rates with discounts applied on average.

For the 98011, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$359 /yr.
Average Coverage:$609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$909 /yr.

What is the average home insurance cost for a home in 98011?

  • • The average homeowners insurance premium paid annually for a home in 98011 is around $609 per year.

What does it cost on average per month for home insurance in 98011?

  • • Homeowners in 98011 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 98011?

  • • Autoowners in 98011 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bothell area, check out other zip codes nearby 98011.
Review average rates in another zip code:
98012 homeowners insurance rates
98021 homeowners insurance rates
98011 homeowners insurance rates

Home Replacement Cost Coverage in 98011

Average Building Cost Per Square Foot in 98011: $242

Location: Bothell, Washington (King County)

Average Square Footage in 98011: 2,706 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98011 before you start any project. Bothell homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98011 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98011 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,706 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bothell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,706$654,800
Additional Upgrades & Added Features$3032,706$818,500
Major Home Updates or Advancements$3632,706$982,200

It's important to understand that when you estimate your replacement cost of your home in the 98011 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98011

Allstate Insurance-Mike McGinness

Address: 18911 N Creek Pkwy Ste 104 Bothell, WA 98011
Phone: (425)486-3456
Website: agent.allstate.com/93196

American Mutual Insurance Services LLC

Address: 19110 Bothellway Northeast Bothell, WA 98011
Phone: (425)481-4243
Website:

Allstate Insurance - Jessica Martin Degroot

Address: 19015 North Creek Parkway Suite #104 Bothell, WA 98011
Phone: (800)789-3945
Website:

Allstate Insurance - Steve Kruse

Address: 18911 North Creek Parkway Suite # 104 Bothell, WA 98011
Phone: (425)485-0245
Website:

Allstate Insurance - Mike McGinness

Address: 18911 North Creek Parkway Suite 104 Woodinville, WA 98011
Phone: (425)486-3456
Website:

Best Home & Auto Insurance Agencies in 98011

State Farm Snohomish

Address: 209 Avenue D, Ste 100a Snohomish, WA 98011
Phone:
Website: http://www.snohomishinsurance.net/
Info:

American Mutual Insurance Services, LLC

Address: 19110 Bothell Way NE, Ste 203 Bothell, WA 98011
Phone:
Website: http://www.seattle.citysearch.com/profile/external/10743782/bothell_wa/american_mutual_insurance_services_llc.html
Info:

Allstate Insurance - Jessica Martin Degroot

Address: 19015 N Creek Pky, #104 Bothell, WA 98011
Phone:
Website:
Info:

Allstate Insurance

Address: 18911 N Creek Pky Bothell, WA 98011
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Personnel Employment - State Farm Insurance Agent

Address: 19820 N Creek Pky, Bldg E Bothell, WA 98011
Phone:
Website: http://www.citysearch.com/profile/external/605134202/bothell_wa/personnel_employment_state_farm_insurance_agent.html
Info:

Housing Demographics for 98011

Population Review for 98011 Zip Code

For the city of Bothell, the population within 98011 has increased to over 29,214 residents in population size. The current population total is 27,897. We have broken down the population based on race below. In 98011, there are over 13713 in male population and 14184 females.

PopulationValues
Total Population27,897
White Population18317
Black Population599
Hispanic Population2830
Asian Population4456
Hawaiian Population57
Indian Population172
Other Population1241
Male Population13713
Female Population14184
Population Estimate29214

Household Data for 98011

The average number of homes in 98011 is around 11,673, there are an average of 2.37 per household. The average house value according to local real estate values is around $654,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,673
Persons Per Household2.37
Average House Value$654,800
Income Per Household$107109
Median Age37.9
Median Age Male36.5
Median Age Female39.3
98011 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityBothell
City Alias NameBOTHELL
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses828
Number Of Employees12946
Business First Quarter Payroll289325
Business Annual Payroll1102023
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District01
Congressional LandArea6186.47
Delivery Residential12327
Delivery Business589
Delivery Total14364
Preferred Last Line KeyZ16521
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16521
Land Area7.055000
Water Area0.000000
City Alias Code
City Mixed CaseBothell
City Alias Mixed CaseBothell
Box Count0
SFDU2334
MFDU4825
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number540784
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]