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Check Out 98022 Home Insurance Rates
Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Enumclaw, WA.
We will gather some basic information about your home in Enumclaw, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.
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Research Home Insurance Quotes in 98022
We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Enumclaw, WA home insurance quotes in your local city and review the most competitive coverages and premiums.
98022 Homeowners Insurance Rates, Average Rating: very low!
Homeowners insurance policies in 98022 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.
Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.
Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $661. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.
Get started right now saving on your 98022 homeowners insurance policy!
98022 Home Insurance Average Premiums
$411 /yr.
Shows Zip Code: 98022 lowest rates with discounts applied on average.
For the 98022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $411 /yr. |
| Average Coverage: | $661 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $961 /yr. |
What is the average home insurance cost for a home in 98022?
- • The average homeowners insurance premium paid annually for a home in 98022 is around $661 per year.
What does it cost on average per month for home insurance in 98022?
- • Homeowners in 98022 pay a monthly average cost per month around $55.00.
What kind of discount could I get if I combine my home and auto insurance together in 98022?
- • Autoowners in 98022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Enumclaw area, check out other zip codes nearby 98022.
Review average rates in another zip code:
98022 homeowners insurance rates
Home Replacement Cost Coverage in 98022
Average Building Cost Per Square Foot in 98022: $242
Location: Enumclaw, Washington (King County)Average Square Footage in 98022: 1,763 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 98022 before you start any project. Enumclaw homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 98022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,763 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Enumclaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $242 | 1,763 | $426,700 |
| Additional Upgrades & Added Features | $303 | 1,763 | $533,375 |
| Major Home Updates or Advancements | $363 | 1,763 | $640,050 |
It's important to understand that when you estimate your replacement cost of your home in the 98022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 98022
Allstate Insurance-Plateau Insurance and Financial Services
Address: 1125 Roosevelt Ave E Enumclaw, WA 98022Phone: (360)802-1582
Website: agent.allstate.com/17250
Best Home & Auto Insurance Agencies in 98022
Terry Flynn- Farmers Insurance
Address: 553 Roosevelt Ave, #202 Enumclaw, WA 98022Phone:
Website: http://www.seattle.citysearch.com/profile/663663970/enumclaw_wa/terry_flynn_farmers_insurance.html
Info:
Bell-Anderson Agency
Address: 2949 Griffin Ave, #101 Enumclaw, WA 98022Phone:
Website: http://www.seattle.citysearch.com/profile/external/658750360/enumclaw_wa/bell_anderson_agency.html
Info:
Allstate Insurance-Plateau Insurance and Financial Services
Address: 1125 Roosevelt Ave E Enumclaw, WA 98022Phone:
Website: http://www.agent.allstate.com/17250
Info:
Allstate Insurance Company - Mike Huizinga
Address: 1540 Cole St Enumclaw, WA 98022Phone:
Website: http://www.seattle.citysearch.com/profile/667435200/enumclaw_wa/allstate_insurance_company_mike_huizinga.html
Info:
Doug Dickson- Farmers Insurance
Address: 770 Highway 410 S Enumclaw, WA 98022Phone:
Website: http://www.national.citysearch.com/profile/external/10739825/enumclaw_wa/doug_dickson_farmers_insurance.html
Info:
Housing Demographics for 98022
Population Review for 98022 Zip Code
For the city of Enumclaw, the population within 98022 has increased to over 23,832 residents in population size. The current population total is 22,874. We have broken down the population based on race below. In 98022, there are over 11372 in male population and 11502 females.
| Population | Values |
|---|---|
| Total Population | 22,874 |
| White Population | 18930 |
| Black Population | 155 |
| Hispanic Population | 2108 |
| Asian Population | 238 |
| Hawaiian Population | 61 |
| Indian Population | 410 |
| Other Population | 1044 |
| Male Population | 11372 |
| Female Population | 11502 |
| Population Estimate | 23832 |
Household Data for 98022
The average number of homes in 98022 is around 8,959, there are an average of 2.54 per household. The average house value according to local real estate values is around $426,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 8,959 |
| Persons Per Household | 2.54 |
| Average House Value | $426,700 |
| Income Per Household | $101591 |
| Median Age | 42.1 |
| Median Age Male | 40.6 |
| Median Age Female | 43.9 |
| 98022 Details | Values |
|---|---|
| State | WA |
| State Full Name | Washington |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 360/564 |
| City | Enumclaw |
| City Alias Name | ENUMCLAW |
| County | King |
| County FIPS | 033 |
| State FIPS | 53 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 7602 |
| PMSA | 7600 |
| CSA | 500 |
| CBSA | 42660 |
| CBSA_DIV | 42644 |
| CBSA_Type | Metro |
| CBSA_Name | Seattle-Tacoma-Bellevue, WA |
| MSA_Name | Seattle-Tacoma-Bremerton, WA CMSA |
| PMSA_Name | Seattle-Bellevue-Everett, WA PMSA |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 688 |
| Number Of Employees | 6478 |
| Business First Quarter Payroll | 76413 |
| Business Annual Payroll | 327770 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 3439809 |
| CBSA Division Population | 1931249 |
| Congressional District | 08 |
| Congressional LandArea | 7359.7 |
| Delivery Residential | 9383 |
| Delivery Business | 472 |
| Delivery Total | 17876 |
| Preferred Last Line Key | Z16755 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Seattle-Tacoma, WA |
| CBSA_DIV_Name | Seattle-Bellevue-Kent, WA |
| City State Key | Z16755 |
| Land Area | 726.569000 |
| Water Area | 5.377000 |
| City Alias Code | |
| City Mixed Case | Enumclaw |
| City Alias Mixed Case | Enumclaw |
| Box Count | 581 |
| SFDU | 6625 |
| MFDU | 683 |
| State ANSI | 53 |
| County ANSI | 033 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 542688 |
| Unique ZIP Name | |
| SSA State County Code | 50160 |
| Medicare CBSA Code | 42644 |
| Medicare CBSA Name | Seattle-Bellevue-Kent, WA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | King |
Washington Homeowners Insurance News & Information
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]