Get multiple home insurance quotes in 98022. Our licensed 98022, WA agents are ready to serve you.

Check Out 98022 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Enumclaw, WA.

We will gather some basic information about your home in Enumclaw, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 98022 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 98022

We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Enumclaw, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98022 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 98022 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $661. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 98022 homeowners insurance policy!

98022 Home Insurance Average Premiums

Local 98022 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 98022 lowest rates with discounts applied on average.

For the 98022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 98022?

  • • The average homeowners insurance premium paid annually for a home in 98022 is around $661 per year.

What does it cost on average per month for home insurance in 98022?

  • • Homeowners in 98022 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 98022?

  • • Autoowners in 98022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Enumclaw area, check out other zip codes nearby 98022.
Review average rates in another zip code:
98022 homeowners insurance rates

Home Replacement Cost Coverage in 98022

Average Building Cost Per Square Foot in 98022: $242

Location: Enumclaw, Washington (King County)

Average Square Footage in 98022: 1,763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98022 before you start any project. Enumclaw homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,763 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Enumclaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,763$426,700
Additional Upgrades & Added Features$3031,763$533,375
Major Home Updates or Advancements$3631,763$640,050

It's important to understand that when you estimate your replacement cost of your home in the 98022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98022

Allstate Insurance-Plateau Insurance and Financial Services

Address: 1125 Roosevelt Ave E Enumclaw, WA 98022
Phone: (360)802-1582
Website: agent.allstate.com/17250

Best Home & Auto Insurance Agencies in 98022

Tony Truax Ins Agency Inc - State Farm Insurance Agent

Address: 1108 Cole St Enumclaw, WA 98022
Phone:
Website: http://www.seattle.citysearch.com/profile/external/10739821/enumclaw_wa/tony_truax_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Mike Huizinga

Address: 1540 Cole St Enumclaw, WA 98022
Phone:
Website: http://www.seattle.citysearch.com/profile/667435200/enumclaw_wa/allstate_insurance_company_mike_huizinga.html
Info:

Bell-Anderson Agency

Address: 2949 Griffin Ave, #101 Enumclaw, WA 98022
Phone:
Website: http://www.seattle.citysearch.com/profile/external/658750360/enumclaw_wa/bell_anderson_agency.html
Info:

Terry Flynn- Farmers Insurance

Address: 553 Roosevelt Ave, #202 Enumclaw, WA 98022
Phone:
Website: http://www.seattle.citysearch.com/profile/663663970/enumclaw_wa/terry_flynn_farmers_insurance.html
Info:

Doug Dickson- Farmers Insurance

Address: 770 Highway 410 S Enumclaw, WA 98022
Phone:
Website: http://www.national.citysearch.com/profile/external/10739825/enumclaw_wa/doug_dickson_farmers_insurance.html
Info:

Housing Demographics for 98022

Population Review for 98022 Zip Code

For the city of Enumclaw, the population within 98022 has increased to over 23,832 residents in population size. The current population total is 22,874. We have broken down the population based on race below. In 98022, there are over 11372 in male population and 11502 females.

PopulationValues
Total Population22,874
White Population18930
Black Population155
Hispanic Population2108
Asian Population238
Hawaiian Population61
Indian Population410
Other Population1044
Male Population11372
Female Population11502
Population Estimate23832

Household Data for 98022

The average number of homes in 98022 is around 8,959, there are an average of 2.54 per household. The average house value according to local real estate values is around $426,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,959
Persons Per Household2.54
Average House Value$426,700
Income Per Household$101591
Median Age42.1
Median Age Male40.6
Median Age Female43.9
98022 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityEnumclaw
City Alias NameENUMCLAW
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses688
Number Of Employees6478
Business First Quarter Payroll76413
Business Annual Payroll327770
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08
Congressional LandArea7359.7
Delivery Residential9383
Delivery Business472
Delivery Total17876
Preferred Last Line KeyZ16755
Classification Code
Multi-CountyY
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16755
Land Area726.569000
Water Area5.377000
City Alias Code
City Mixed CaseEnumclaw
City Alias Mixed CaseEnumclaw
Box Count581
SFDU6625
MFDU683
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number542688
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]