Get multiple home insurance quotes in 98043. Our licensed 98043, WA agents are ready to serve you.

98043 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 98043 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mountlake Terrace, WA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 98043 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Washington, like average Mountlake Terrace homeowners insurance rates, coverage options or home insurance types, please select Mountlake Terrace, WA Home Insurance Rates Online!

98043 Home Insurance Average Premiums

Local 98043 homeowners insurance quotes comparison

$450 /yr.

Shows Zip Code: 98043 lowest rates with discounts applied on average.

For the 98043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$450 /yr.
Average Coverage:$700 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1000 /yr.

What is the average home insurance cost for a home in 98043?

  • • The average homeowners insurance premium paid annually for a home in 98043 is around $700 per year.

What does it cost on average per month for home insurance in 98043?

  • • Homeowners in 98043 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 98043?

  • • Autoowners in 98043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mountlake Terrace area, check out other zip codes nearby 98043.
Review average rates in another zip code:
98043 homeowners insurance rates

Home Replacement Cost Coverage in 98043

Average Building Cost Per Square Foot in 98043: $242

Location: Mountlake Terrace, Washington (Snohomish County)

Average Square Footage in 98043: 1,868 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98043 before you start any project. Mountlake Terrace homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,868 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mountlake Terrace area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,868$452,000
Additional Upgrades & Added Features$3031,868$565,000
Major Home Updates or Advancements$3631,868$678,000

It's important to understand that when you estimate your replacement cost of your home in the 98043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98043

Best Home & Auto Insurance Agencies in 98043

Allstate Insurance Company - Kian Ghavamian

Address: 21907 64th Ave W, Ste 320 Mountlake Terrace, WA 98043
Phone:
Website: http://www.allstateagencies.com/044982?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Andy Vasquez

Address: 24001 56th Ave W Mountlake Terrace, WA 98043
Phone:
Website: http://www.seattle.citysearch.com/profile/666966340/mountlake_terrace_wa/allstate_insurance_company_andy_vasquez.html
Info:

Blue Cross of Washington and Alaska

Address: 7001 220th St SW Mountlake Terrace, WA 98043
Phone:
Website:
Info:

Allstate Insurance Company - Dave Keen

Address: 6920 220th St SW Mountlake Terrace, WA 98043
Phone:
Website: http://www.allstateagencies.com/051248?cid=OTC-YP.com-IYP&att=TL
Info:

Kirk Geiger State Farm Insurance

Address: 22000 64th Ave W, Ste C Mountlake Terrace, WA 98043
Phone:
Website: http://www.geigerins.com/
Info:

Housing Demographics for 98043

Population Review for 98043 Zip Code

For the city of Mountlake Terrace, the population within 98043 has increased to over 22,920 residents in population size. The current population total is 21,285. We have broken down the population based on race below. In 98043, there are over 10605 in male population and 10680 females.

PopulationValues
Total Population21,285
White Population13184
Black Population1130
Hispanic Population2680
Asian Population2663
Hawaiian Population208
Indian Population236
Other Population1169
Male Population10605
Female Population10680
Population Estimate22920

Household Data for 98043

The average number of homes in 98043 is around 8,772, there are an average of 2.40 per household. The average house value according to local real estate values is around $452,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,772
Persons Per Household2.40
Average House Value$452,000
Income Per Household$87920
Median Age38.7
Median Age Male37.3
Median Age Female40.1
98043 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias AbbreviationMOUNTLAKE TER
Area Code425
CityMountlake Terrace
City Alias NameMOUNTLAKE TERRACE
CountySnohomish
County FIPS061
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV21794
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses455
Number Of Employees7760
Business First Quarter Payroll159225
Business Annual Payroll561112
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population713335
Congressional District01|02
Congressional LandArea6186.47|1015.02
Delivery Residential9550
Delivery Business428
Delivery Total16548
Preferred Last Line KeyZ17162
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameEverett, WA
City State KeyZ17162
Land Area4.050000
Water Area0.098000
City Alias Code
City Mixed CaseMountlake Terrace
City Alias Mixed CaseMountlake Terrace
Box Count197
SFDU4492
MFDU2092
State ANSI53
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number545690
Unique ZIP Name
SSA State County Code50300
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSnohomish

Washington Homeowners Insurance News & Information

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