Get multiple home insurance quotes in 98055. Our licensed 98055, WA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 98055

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 98055, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Renton, WA from a list of top tier nationwide insurers.

Our Washington licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 98055 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 98055

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Renton, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98055 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Renton we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 98055, homeowners are seeing rates around 669 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 98055!

98055 Home Insurance Average Premiums

Local 98055 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 98055 lowest rates with discounts applied on average.

For the 98055, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 98055?

  • • The average homeowners insurance premium paid annually for a home in 98055 is around $669 per year.

What does it cost on average per month for home insurance in 98055?

  • • Homeowners in 98055 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98055?

  • • Autoowners in 98055 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Renton area, check out other zip codes nearby 98055.
Review average rates in another zip code:
98056 homeowners insurance rates
98059 homeowners insurance rates
98055 homeowners insurance rates
98058 homeowners insurance rates
98057 homeowners insurance rates

Home Replacement Cost Coverage in 98055

Average Building Cost Per Square Foot in 98055: $242

Location: Renton, Washington (King County)

Average Square Footage in 98055: 1,783 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98055 before you start any project. Renton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98055 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98055 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,783 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Renton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,783$431,600
Additional Upgrades & Added Features$3031,783$539,500
Major Home Updates or Advancements$3631,783$647,400

It's important to understand that when you estimate your replacement cost of your home in the 98055 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98055

Allstate Insurance - Calvin (Tuong) Vu

Address: 234 Sw 43rd St. Suite #2-ma Renton, WA 98055
Phone: (425)251-3935
Website:

Best Home & Auto Insurance Agencies in 98055

Waiss, Steve - Steve Waiss Insurance

Address: 10500 SE Carr Rd Renton, WA 98055
Phone:
Website: http://www.allstateagencies.com/SteveWaiss/Welcome/
Info:

Holloway, Maureen - State Farm Insurance Agent

Address: 2000 Benson Rd S, Ste 295 Renton, WA 98055
Phone:
Website: http://www.seattle.citysearch.com/profile/external/46274368/renton_wa/holloway_maureen_state_farm_insurance_agent.html
Info:

Judy Doerflinger Insurance Agency, Corporation

Address: 1900 S Puget Dr, #200 Renton, WA 98055
Phone:
Website: http://www.farmersagent.com/jdoerflinger/
Info:

Housing Demographics for 98055

Population Review for 98055 Zip Code

For the city of Renton, the population within 98055 has increased to over 24,631 residents in population size. The current population total is 24,458. We have broken down the population based on race below. In 98055, there are over 12081 in male population and 12377 females.

PopulationValues
Total Population24,458
White Population9342
Black Population3284
Hispanic Population2825
Asian Population7298
Hawaiian Population281
Indian Population188
Other Population1397
Male Population12081
Female Population12377
Population Estimate24631

Household Data for 98055

The average number of homes in 98055 is around 9,751, there are an average of 2.49 per household. The average house value according to local real estate values is around $431,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,751
Persons Per Household2.49
Average House Value$431,600
Income Per Household$83621
Median Age36.3
Median Age Male35.4
Median Age Female37.5
98055 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityRenton
City Alias NameRENTON
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses566
Number Of Employees23873
Business First Quarter Payroll709227
Business Annual Payroll2278456
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District09
Congressional LandArea183.43
Delivery Residential9892
Delivery Business283
Delivery Total13029
Preferred Last Line KeyZ17357
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17357
Land Area4.461000
Water Area0.059000
City Alias Code
City Mixed CaseRenton
City Alias Mixed CaseRenton
Box Count0
SFDU2323
MFDU1917
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547070
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]