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Homeowners Insurance in 98068

Getting the most affordable home insurance rates in 98068 just got easier for Snoqualmie Pass, WA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Snoqualmie Pass. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Snoqualmie Pass, WA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 98068

When discussing Washington homeowners insurance rates, Snoqualmie Pass residents are finding new ways to save time and money by discovering lower rates when they shop online. Washington may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 43. Residents that live within the 98068 zipcode are currently paying $796 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Snoqualmie Pass does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

98068 Home Insurance Average Premiums

Local 98068 homeowners insurance quotes comparison

$546 /yr.

Shows Zip Code: 98068 lowest rates with discounts applied on average.

For the 98068, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$546 /yr.
Average Coverage:$796 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1096 /yr.

What is the average home insurance cost for a home in 98068?

  • • The average homeowners insurance premium paid annually for a home in 98068 is around $796 per year.

What does it cost on average per month for home insurance in 98068?

  • • Homeowners in 98068 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 98068?

  • • Autoowners in 98068 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Snoqualmie Pass area, check out other zip codes nearby 98068.
Review average rates in another zip code:
98068 homeowners insurance rates

Home Replacement Cost Coverage in 98068

Average Building Cost Per Square Foot in 98068: $242

Location: Snoqualmie Pass, Washington (Kittitas County)

Average Square Footage in 98068: 2,653 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98068 before you start any project. Snoqualmie Pass homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98068 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98068 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,653 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Snoqualmie Pass area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,653$642,000
Additional Upgrades & Added Features$3032,653$802,500
Major Home Updates or Advancements$3632,653$963,000

It's important to understand that when you estimate your replacement cost of your home in the 98068 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98068

Best Home & Auto Insurance Agencies in 98068

Housing Demographics for 98068

Population Review for 98068 Zip Code

For the city of Snoqualmie Pass, the population within 98068 has increased to over 0 residents in population size. The current population total is 530. We have broken down the population based on race below. In 98068, there are over 314 in male population and 216 females.

PopulationValues
Total Population530
White Population458
Black Population0
Hispanic Population38
Asian Population16
Hawaiian Population2
Indian Population4
Other Population8
Male Population314
Female Population216
Population Estimate0

Household Data for 98068

The average number of homes in 98068 is around 252, there are an average of 2.10 per household. The average house value according to local real estate values is around $642,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode252
Persons Per Household2.10
Average House Value$642,000
Income Per Household$104476
Median Age43.2
Median Age Male42.5
Median Age Female44.0
98068 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias AbbreviationSNOQUALMIE PS
Area Code509
CitySnoqualmie Pass
City Alias NameSNOQUALMIE PASS
CountyKittitas
County FIPS037
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA21260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEllensburg, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees1133
Business First Quarter Payroll5320
Business Annual Payroll13539
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40915
CBSA Division Population0
Congressional District08
Congressional LandArea7359.7
Delivery Residential0
Delivery Business0
Delivery Total4450
Preferred Last Line Key017108
Classification CodeP
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key017108
Land Area245.299000
Water Area5.877000
City Alias Code
City Mixed CaseSnoqualmie Pass
City Alias Mixed CaseSnoqualmie Pass
Box Count0
SFDU0
MFDU0
State ANSI53
County ANSI037
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number547896
Unique ZIP Name
SSA State County Code50180
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseKittitas

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]