98118 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 98118 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Seattle, WA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 98118.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 98118 and start shopping.

Quickly and Easily Compare Average Rates for 98118

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Seattle, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 98118

Homeowners in Seattle are paying roughly $785 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 98118 Home Insurance Quotes right now!

98118 Home Insurance Average Premiums

Local 98118 homeowners insurance quotes comparison

$535 /yr.

Shows Zip Code: 98118 lowest rates with discounts applied on average.

For the 98118, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$535 /yr.
Average Coverage:	$785 /yr.
2600 sq. ft. or higher (all discounts applied)	$1085 /yr.

What is the average home insurance cost for a home in 98118?

• The average homeowners insurance premium paid annually for a home in 98118 is around $785 per year.

What does it cost on average per month for home insurance in 98118?

• Homeowners in 98118 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 98118?

• Autoowners in 98118 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98118.
Review average rates in another zip code:
98178 homeowners insurance rates
98177 homeowners insurance rates
98108 homeowners insurance rates
98106 homeowners insurance rates
98199 homeowners insurance rates
98118 homeowners insurance rates
98146 homeowners insurance rates
98133 homeowners insurance rates
98144 homeowners insurance rates
98166 homeowners insurance rates

Home Replacement Cost Coverage in 98118

Average Building Cost Per Square Foot in 98118: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98118: 2,616 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98118 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98118 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98118 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,616 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$242	2,616	$633,000
Additional Upgrades & Added Features	$303	2,616	$791,250
Major Home Updates or Advancements	$363	2,616	$949,500

Calculate Your Dwelling Coverage in 98118

It's important to understand that when you estimate your replacement cost of your home in the 98118 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 98118

Jeffrey Taylor State Farm Insurance

Address: 4409 50th Ave S Seattle, WA 98118
Phone:
Website: http://www.jeffreytaylorinsurance.com/
Info:

Defranco-Merrill Insurance Incorporated

Address: 5215 Wilson Ave S Seattle, WA 98118
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/defranco_merrill_insurance_inc-b309421&mkt=63801
Info:

Taylor, Jeffrey - State Farm Insurance Agent

Address: 4850 Rainier Ave S Seattle, WA 98118
Phone:
Website: http://www.citysearch.com/profile/external/605148002/seattle_wa/taylor_jeffrey_state_farm_insurance_agent.html
Info:

B & H Insurance Services

Address: 8334 Rainier Ave S, Ste 200 Seattle, WA 98118
Phone:
Website:
Info:

Lee, Helen - Met Life Auto & Home INS

Address: 7126 Martin Luther King Jr Way S, #202 Seattle, WA 98118
Phone:
Website: http://www.metlife.com/
Info:

Housing Demographics for 98118

Population Review for 98118 Zip Code

For the city of Seattle, the population within 98118 has increased to over 52,210 residents in population size. The current population total is 47,504. We have broken down the population based on race below. In 98118, there are over 23257 in male population and 24247 females.

Population	Values
Total Population	47,504
White Population	16116
Black Population	10383
Hispanic Population	4415
Asian Population	13588
Hawaiian Population	248
Indian Population	362
Other Population	2287
Male Population	23257
Female Population	24247
Population Estimate	52210

Household Data for 98118

The average number of homes in 98118 is around 17,734, there are an average of 2.65 per household. The average house value according to local real estate values is around $633,000. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	17,734
Persons Per Household	2.65
Average House Value	$633,000
Income Per Household	$94790
Median Age	37.6
Median Age Male	36.7
Median Age Female	38.5

98118 Details	Values
State	WA
State Full Name	Washington
City Type	P
City Alias Abbreviation
Area Code	206
City	Seattle
City Alias Name	SEATTLE
County	King
County FIPS	033
State FIPS	53
Time Zone	8
Day Light Saving	Y
MSA	7602
PMSA	7600
CSA	500
CBSA	42660
CBSA_DIV	42644
CBSA_Type	Metro
CBSA_Name	Seattle-Tacoma-Bellevue, WA
MSA_Name	Seattle-Tacoma-Bremerton, WA CMSA
PMSA_Name	Seattle-Bellevue-Everett, WA PMSA
Region	West
Division	Pacific
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	929
Number Of Employees	8179
Business First Quarter Payroll	99410
Business Annual Payroll	413523
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3439809
CBSA Division Population	1931249
Congressional District	09
Congressional LandArea	183.43
Delivery Residential	19702
Delivery Business	875
Delivery Total	22217
Preferred Last Line Key	Z17429
Classification Code
Multi-County
CSA Name	Seattle-Tacoma, WA
CBSA_DIV_Name	Seattle-Bellevue-Kent, WA
City State Key	Z17429
Land Area	6.241000
Water Area	2.725000
City Alias Code
City Mixed Case	Seattle
City Alias Mixed Case	Seattle
Box Count	535
SFDU	11756
MFDU	6339
State ANSI	53
County ANSI	033
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	547616
Unique ZIP Name
SSA State County Code	50160
Medicare CBSA Code	42644
Medicare CBSA Name	Seattle-Bellevue-Kent, WA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	King

Washington Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 98118!